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wescot chasing me for old loan....

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  • bouncydog1
    bouncydog1 Posts: 2,696 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My guess is that the loan was applied for online via his bank account, meaning that she had his details!
  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    edited 3 November 2012 at 12:50PM
    bouncydog1 wrote: »
    My guess is that the loan was applied for online via his bank account, meaning that she had his details!

    So the transfer of funds in would have been marked as "Loan Credit" or similar, certainly not "Girlfriend's Dad"

    Also would Lloyds not have sent some paperwork or at least an email to the OP as he was the borrower?

    And did she also arrange for a payment holiday as the OP says that he was not aware that it was a loan until some months later?

    I'm afraid this smells fishier than Billingsgate.

    The first post should probably read:

    "Hi, I arranged a loan online but I have heard that if I didn't sign a piece of paper then I don't have to pay it back, please advise"

    I'm out.
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