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DRO 12 months on - question

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hi,

i have a DRO was that set up in Dec 2011, as i understand the debts are discharged after a year. Can anybody tell me what the process is when the 1 year mark approaches, does the OR contact me asking for proof that my circumstances are unchanged? Or do I contact them? Do i need to provide bank statements, benefit evidence etc or do these things get checked without me having to do anything? When and how am I informed.

thanks

Comments

  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hello there.

    The discharge process is normally automatic, you wouldn't have to do anything.

    Best wishes,

    NDL.
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • Hello. I am new to this forum and looking for some advise. I have completed my DRO and wondered what is the best way to improve my credit rating? I have aback account that doesn't have an overdraft, I have a mobile phone contact. Should I get a credit card? And if so who with?
    Thanks guys
  • So how do they know that my circumstances haven't changedif they don't check bank statements etc?
  • So how do they know that my circumstances haven't changedif they don't check bank statements etc?
    It's your duty to inform them.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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