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Fix or Replace

Our boiler is a 10 year old Baxi Combi (non condensing) recently been playing up, is covered under Southern Electrics insurance for repair, they have been out four times now, replaced the diverter valve in doing this got the circuit board wet and now that is palying up so that now needs replacing, even once they have replaced this the boiler will still not produce consistent hot water, this is due to a clogged secondary heat exchanger (not covered by the SE insurance) quote from SE to replace this and fit a magnafilter is 480+Vat, local trusted plumber is 390 inc Vat.
The question is considering the age is it worth spending the 390 on it to get it back working or putting this 390 towards a nice new condesing boiler that is more efficient in the long run, waht is the payback time for an average condensing boiler?
every time I manage to get one more breath into this body, I will sing a song of thanks to you my brothers, my sisters, my friends, may your sleep be peaceful, and angels sing sweetly in your ears.

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