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Domestic and General Boiler Insurance

I currently have Domestic and General Boiler Insurance.

However after sending Heat Team twice to repair my boiler, I was told the part is no longer available. Heat team told me that Domestic and General will contact me with probably a contrubution towards a new boiler. The insurance seems to say up to £1500 which could mean anything.Also says in small print "not entitles to replacement appliance"?

I would really like to know how they work out contribution if at all. I have taken boiler insurance continuously with them for at least 6 years.

Also Heat Team said i would have to pay for a survey to be done but surely it should just be a matter of getting a free quote taking out the old boiler and putting in a new one ( parts and labor) in the same place.

i would really appreciate to hear from other people whom were in the same position.

Comments

  • I've also got boiler cover with them but my boiler is ok but timer clock not working. Like you told it is obsolete so can put in a similar one but they will only pay for the part and not the additional wiring/labour to make it work! After a few minutes surfing I found the part myself and now told by D & G to get the part if i want and organise an engineer and they will consider how much they will consider reimbursing LOL. Nothing else they will do. I might add that this was after 5 phone calls to them each time being told that the timer clock wasn't covered but my poilcy stated Controls, electrical/mechanical time control! Can you be sure the part isn't available or am I just being cynical!
    Good luck.
  • thanks for your response.

    I spoke to D and G and they have offered me £299- they did not make sense as i'm supposed to be covered up to £1500.

    However i have noticed you can buy the spare part after spending 2 minutes reseach on for £450. I cannot see why i should pay over £800 to install a new boiler because its the cheaper option for them. That's what insurance is forsurely
  • ihateyes
    ihateyes Posts: 1,326 Forumite
    swimski wrote: »
    thanks for your response.

    I spoke to D and G and they have offered me £299- they did not make sense as i'm supposed to be covered up to £1500.

    However i have noticed you can buy the spare part after spending 2 minutes reseach on for £450. I cannot see why i should pay over £800 to install a new boiler because its the cheaper option for them. That's what insurance is forsurely

    you really need to read up on what their liabilities are. that will ive you a clearer picture in the future.... for example:

    https://partners.domgen.com/Quote/products/boiler-protection

    Up to £1,500 in repairs (or contribution towards a replacement) a year.

    The £1,500 is clearly stated fore repairs, not a replacement boiler.

    UNfortunatley D&G dont have their full t&c's online....

    so i cant say if the £299 is fair.

    Read the t&c;s to make sure you arent entitled to more...

    tbh most companies if they offer anything its normally around £250 so seems a good offer.
    Promo codes are never always cheaper..... isnt that right EuropCar?
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