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We Did It !!!!!!!

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patchy987
patchy987 Posts: 433 Forumite
Part of the Furniture 100 Posts Combo Breaker
in IVA & DRO
soooooo happy, I have just sent the last IVA payment, 6 years of struggling and stress are now finally over,

I have been crying tears of joy for the last hour and the relief I feel is amazing,

Just want to say to anyone struggling at the moment, please don't give up as the feeling of being debt free is one that is so brilliant :)

Off out tonight to celebrate :)
trying to lose 3 stone by end of 2014;)
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Comments

  • kns_2
    kns_2 Posts: 115 Forumite
    Congratulations it's a great feeling:beer:
    we have been out of ours a year now and have not touched any credit,we now buy everything cash and we don't have the money we don't have it:D

    Enjoy the Buzz we still get it now when you sit there and think I am debt free:D
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Well done, its a hard slog and im pleased you have got there, just a slight word of caution it can take a little time to get your completion certificate and that is when it is formally finished, also have you looked or your IP asked about looking at missold PPI yet (assuming you had PPI and that it was missold)
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • patchy987
    patchy987 Posts: 433 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks :)

    And our ip chased our ppi for us a few months ago :)
    trying to lose 3 stone by end of 2014;)
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    patchy987 wrote: »
    Thanks :)

    And our ip chased our ppi for us a few months ago :)

    go celebrate then:D
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • sarah222
    sarah222 Posts: 126 Forumite
    Our last Direct Debit went out yesterday too - YAY I cancelled the mandate today it felt GOOOOOOODDDDDD
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Congratulations, always great to hear stories of when people reach 'the other side'.

    Best wishes,

    NDL.
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • lazer
    lazer Posts: 3,402 Forumite
    congratulations! Well done!
    Weight loss challenge, lose 15lb in 6 weeks before Christmas.
  • patchy987
    patchy987 Posts: 433 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    thanks all, woke up today still crying with relief,

    still cant believe its really all over :)
    trying to lose 3 stone by end of 2014;)
  • pebble17
    pebble17 Posts: 35 Forumite
    Congratulations!!
    I made my first IVA payment today....only 59 to go!!
  • patchy987
    patchy987 Posts: 433 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    pebble17 wrote: »
    Congratulations!!
    I made my first IVA payment today....only 59 to go!!

    congrats on getting started, i wont lie its a long hard journey but it really is worth it, my life has started again now and in just 59 months yours can too :)
    trying to lose 3 stone by end of 2014;)
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