Will I get finance to buy new sofa Help!

feduptwo
feduptwo Posts: 63 Forumite
edited 23 January 2013 at 1:29PM in Loans
Hi,
bit of a long shot but wonder if anyone can advise me.
«13

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    What your saying is will I get a sofa on credit but I have a history of bad debt?
  • benjwg
    benjwg Posts: 41 Forumite
    Getting finance is easier than getting a loan...

    They will have the sofa as security and take it off you if you dont keep up
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    benjwg wrote: »
    Getting finance is easier than getting a loan...

    They will have the sofa as security and take it off you if you dont keep up

    Sofa companies also don't throw sofas on finance to any larry with a bad credit history neither.
  • benjwg
    benjwg Posts: 41 Forumite
    Sofa companies also don't throw sofas on finance to any larry with a bad credit history neither.

    They did in my case, Tv, Sofa, Car, Motorbike - "Poor credit rating"..


    Im just lazy as hell when it comes to paying my debts... I pay them, just not when they like...

    No problems getting finance and awful credit history
  • feduptwo
    feduptwo Posts: 63 Forumite
    So is it worth asking, or best left alone... Thank you for your comments :)
  • DevCoder
    DevCoder Posts: 3,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Possibly a silly question but how long would it take to save £800?
  • Janie4Now
    Janie4Now Posts: 331 Forumite
    benjwg wrote: »
    They did in my case, Tv, Sofa, Car, Motorbike - "Poor credit rating"..


    Im just lazy as hell when it comes to paying my debts... I pay them, just not when they like...

    No problems getting finance and awful credit history


    And you think a post like this is helpful on a money-saving forum because.........?

    Enjoy your childish attitude towards your debts but don't recommend them to others.
    ....Practically Perfect in Every Way......:grinheart
  • DevCoder
    DevCoder Posts: 3,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Maybe his "lazy as hell" attitude towards paying debts is about to bite him in the !!! with his lending stream issue :/
  • benjwg
    benjwg Posts: 41 Forumite
    krisdorey wrote: »
    Maybe his "lazy as hell" attitude towards paying debts is about to bite him in the !!! with his lending stream issue :/

    Lol i have paid LS.... and any others (creditors) on time

    Sorry for being honest....

    I am lazy with bills... I have finance for 3 items... Simples :)
  • SirFinch
    SirFinch Posts: 20 Forumite
    feduptwo wrote: »
    So is it worth asking, or best left alone... Thank you for your comments :)

    Definitely worth asking about the finance the store can offer. If you explain the situation to them you may be able to barter bit of money off and get a better deal. If you don't ask you don't get!
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