5 years to be debt free... Choppys diary

choppy34

Hello diary

its tough this month for obvious reasons hohoho(!) but we are still being as good as possible and making the right choices. We decided against buying a real xmas tree as we have an artficial one in the loft, we dont usually put it up as its old and ropey but our desire to be debt free is stronger than the need for a real tree.

all presents have now been brought just need to wrap and deliver.

Lifes good, need to update my sig to reflect new balances

choppy34

when I say being as good as possible i mean not using credit cards however there wont be much left in the kitty for as large overpayments on the debts - we have still paid above the minimum this month tho thankfully