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Credit card Headache!
gaffers01
Posts: 3 Newbie
in Credit cards
I have just applied for a Mortgage, and was told that I had an outstanding amount on a creditcard.
I went to equifax and did a credit search, and sure enough a very old (2003) santander creditcard on an old address had a balance of £3 (yes three) on it.
So I rang Santander and gave them my details and was told that it was an MBNA card at the time so I would have to contact them. While on the phone to Santander I asked if there was anything outstanding with them and was told No my account was all upto date and closed.
I then contacted MBNA and was told that I had no outstanding balances with them and my account was closed.
I dont know what to do know any help would be gratefully received.
I went to equifax and did a credit search, and sure enough a very old (2003) santander creditcard on an old address had a balance of £3 (yes three) on it.
So I rang Santander and gave them my details and was told that it was an MBNA card at the time so I would have to contact them. While on the phone to Santander I asked if there was anything outstanding with them and was told No my account was all upto date and closed.
I then contacted MBNA and was told that I had no outstanding balances with them and my account was closed.
I dont know what to do know any help would be gratefully received.
0
Comments
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Get a written confirmation from MBNA and forward it to Equifax,should be sorted!0
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