House insurance - wall construction??

FTB83

Hi - being a dummy here, but just shopping around for house insurance quotes to begin in May. We live in a mid-terraced house - it's got brick external walls, but the internal walls between rooms are timber and plaster board (so our survey says).

When doing insurance quotes, does 'wall construction' mean external or internal walls? I've tried putting either option - the brick option returns good quotes, the plaster board option returns either extortionate quotes or none at all as people won't quote on this type construction.

Gut feeling says it probably means external, but thought I'd check here first just to make sure.

FTB83

Labman_2

Construction material question as you thought means outside walls.

FTB83

Thank **** for that - cheers Labman. :T Can sleep easy now!

FTB83

courtjester

Yep, its the main (exterior) wall structure that counts, i.e in your case brick.

All modern houses have internal partition walls that are generally formed of studwork (plasterboard over timber frame) if not load bearing, so this is a common construction that doesn't attract any special underwriting requirement.