Repossesion and bank charges

absolutebounder

kennyboy66 wrote: »

Don't tell me, he's playing golf with Lord Lucan & has got evidence of Prince Philip's involvement in the death of Diana.

Probably I havent seen him in ages

spurs_nut

ajaxgeezer wrote: »

...sigh.... one of a pair, no doubt.

Look, I can't help it that mine are bigger than yours.


Now jog on back to the tesco board.

Go on, away with you.

COPPERHEADJACK_2

nickfarrar wrote: »

I really wish I hadnt asked for advice from you lot.
The reason we are in a bit of difficulty at the moment is because we lost our son and had some time of work etc, this together with the funeral expenses has crippled us and the bank refused to help. I have nearly paid off the arrears on the mortgage and will do so before I go to court to defend the repossesion.
Those of you who thought that you had summed me up as a money grabber can go screw yourselves.
Thanks to those of you who have tried to help

have a look at the post on the first page for you.

nickfarrar

COPPERHEADJACK wrote: »

have a look at the post on the first page for you.

Arrears all paid off and the judge said I could keep my keys
Thanks to all who offered help, bollox to the rest of you

silvercar

Well done! good luck with reclaiming the bank charges.

ddavis

MortgageMamma wrote: »

You get advance notice when you have incurred the penalties about when they wil be deducted and what they are deducted for and how much.

Unfortunately this is rarely the case with the (sh)abbey national.

It took me 11 months to get them to send my girlfriend her statements. They then had the cheek to say when she wasn't receiving them that she should notify them - which she did, at least twice a month. Their response to that? It was her responisibility to go into the branch and request a copy each month. Which they charge a fiver for.

So sorry, but no they don't always give advance notice.

And, as the charges are illegal I fail to see what your point about the contract is?

Its about as binding as my following statement.

"By reading this you are legally bound to give me your house."

Shall I PM you my details so that you can begin the process to transfer?

Lay off the OP. If you can't help, keep your comments to yourself. Belittling and slating them will not help.

kennyboy66_2

nickfarrar wrote: »

Arrears all paid off and the judge said I could keep my keys
Thanks to all who offered help, bollox to the rest of you

Well done. Hope you get the full amount back on your bank charges as well.

COPPERHEADJACK_2

nickfarrar wrote: »

Arrears all paid off and the judge said I could keep my keys
Thanks to all who offered help, bollox to the rest of you

brilliant now get on with the bank charges and don't stop till you get the full amount.
now they can't come on you for repossesion straight away if you fall into arrears again they have to start the prossess over again.
but hopefully that won't happen.