Paying off debts by taking money saving to the extreme.

missrlr

Oh yes .... Anything that needs softening gives it an iron

marmiterulesok

missrlr wrote: »

Oh yes .... Anything that needs softening gives it an iron

Thanks,I'll try that.:)

Igamogam

Of course you can save even more money by not ironing at all - I line dry everything. If its not completely dry when it comes in if its clothes its hung on a hanger on an airer indoors and then smoothed and folded to within an inch of its life or hung up - only get iron out if it really needs a crease or 2 removing

lurvlyloz

hello

just read through your thread. you sound very determined and organised and i wish you all the best.

Moneysaving does definately become a way of life.

im going to have a look at the blogs mentioned too

thriftyniftyme

Glad it's still going well After mentioning the graph paper I decided to blog about it and now I've decided to use it again for savings So thanks for inspiring me!

PS I'm another one who doesn't iron anything!

marmiterulesok

Igamogam wrote: »

Of course you can save even more money by not ironing at all - I line dry everything.

That's a fair point but I do like to iron certain things,even though I hate ironing.

sparrer

I live on a small buget at the best of times but desperately need to cut back after having two huge bills this month already, Service/Mot, and poorly dog. I've decided not to shop in supermarkets any more if there's a viable alternative because I hardly every get out of a supermarket with only what I went in for, like most I'm lured by special offers, tinsel and glitz.

So, back to baking my own bread, cakes, biscuits, dog biscuits etc., using the village butcher and corner shop, buying my eggs from the elderly lady up the road with her half dozen hens, using the weekly van for fresh fish, the farm shop for dog/cat food, the market for green-grocery and the many other necessary day-to-day things I can buy there, and so on...the prices might be a little higher but I spend so much less and get far better quality that it's beneficial to me and to the small independent trader.

I'm not too keen on giving my hard earned money to 'high street giants' but £1 shops are a real boon, I'm amazed what I can get there for much less than the retail price.

I have to have the heating on for health reasons but don't have the main lights on in the lounge or bedroom any more, the 5-bulb ceiling lights have been replaced by a low watt standard lamp beside/behind my chair and tea lights for added warmth/lighting, and just a small table lamp in the bedroom.

I make laundry gloop, never run the machine over 40 degrees (mostly 30), and don't have/won't have a td.

One chicken cooked in the slow cooker with veg peelings, and some home made biscuit feeds my dog for a week. It works out to 1/2 to 2/3 the price of commercial food and has no fillers or colourings in it, just pure fresh food.

I do silly things that make my family laugh but every little helps! I have a lower denture so fill a small glass to the brim, put the tablet in then the denture and stand it on the basin plug. Anything that fizzes over keeps the plug area clean. Then I push the water down the loo with the loo brush and pour the denture water down, giving the loo a good scrub. Oh, and remember to take the denture out first!

I try not to take the car out unless I have four of five places to visit. No point in making a visit to friends etc., then another for shopping/library/pharmacy and so on.

At the end of every day I split the coins in my purse between it and the giant whiskey bottle - ie four 10p pieces is 2 for the purse, two for the bottle. If it's an odd number that goes in the bottle too. Do the same with all the coins and you'll always have money in your purse, and be saving at the same time. Add up the spare money at the end of the month - last month I banked almost £40. Not a lot on its own but it all adds up.

These are just a few of the things I do, it may take a family time to come round to some of them but as a single it works well for me (no-one to argue about it with!)

makeyourdaddyproud

Am i right in seeing you are sitting in 300k of mortgage debt? How did that happen? You will be penny pinching until your body is cold.

[Deleted User]

who do you mean sparrer, I do not have £300,000 of mortgage debt I only have £20,000 of debt? and that was not a nice comment anyway.
Anyway sorry I have not posted for a while, am going through the house having a good sort out , getting rid of all unwanted rubbish, been doing loads of surveys and doing ebay, I have felt like chucking in this thread, I have been told at work will possibly have less the normal hours due to quiet times, they have cut my hours by half, ::(, just when I want to really crack on something like that happens, have decided to give up on the big supermarket chains for a few months, and use high street, and lidl to see if this will cut down the food bill. Cooked from stratch every night last week, going to cut down on meat too, one night will be meat meal, next day soups, something on toast etc.Off to check ebay now.

camNolliesMUMMY

So sorry to hear the about your work situation.
But stay focused and plan ahead you then shouldn't fail on spending more money