The Remember Remember NSD November Challenge

young_un

Number 5 for me yesterday yay
x

webitha

well yesterday was a fail when it came to a NSD
buuuuut and it is a big but, just checked my bank to find out i am only £50 into my overdraft with all bills paid until december :j:j
normally by this time im at least £700 into it
omg this frugal living and my nsd is really paying off for the first time in way too many years i will be going into a new year completely debt free and my account in the black....i feel almost giddy with excitement, i knew i didnt have much left to pay but i didnt realise it was so close

rising_from_the_ashes

webitha wrote: »

well yesterday was a fail when it came to a NSD

Arrrrgggghhhhh ........ shhhhhhhhh it's the "f" word again ...... we don't do that here ...... congrats on the OD tho!

freebyfifty wrote: »

Oh no!!!!!!!:eek: I was hoping we wouldn't see him for a while yet



We never ever use the 'f' word on here :eek: We do our very best and sometimes life just gets in the way but every NSD is a good NSD, so, regardless if we hit our target or not, we are focusing on our finances and that's gotta be better than before

blindtoast

It was a good day yesterday - NSD#3 and managed to go for a run - have signed up for a 10km Wolf run in April and the training hasn't really started yet!

I've brought lunch with me to work today to avoid the Friday chip shop run but am going climbing tonight which will involve buying some cake - does it count as a spend if the money has already left my bank and is in cash?

Tomorrow will definately be a spend day as I'm having take away with some friends - yum!

MuffinTops

NSD 5 acheived yesterday. Again, today looking likely for another. That's 3 in a row for me too! Wow! It gathers momentum!

Fae

NSD 4 for me yesterday and if I can manage today, fingers crossed, then I will have my four in a row, I'll report back later.

Fae

TheLincsEffect

Had to spend yesterday as desperately needed some printer paper and some other stuff but that's fine as it was needed and not just wanted Am thinking it will be a NSD today though as I am not going anywhere and don't need anything now.

The big test will be next week when I am stuck in a hotel for two days on a training course. Pray for The Lincs Effect haha.

Will report back to claim another NSD later all being well

rising_from_the_ashes

Spent already ..... I've been out!:j

Honestly, just a very quick trip as had to pick up a prescription from the chemist - stopped at the co*op on the way back & managed to get a YS chicken (will be going in the oven in a sec!) and some trashy mags

Feels good .... but need a lie down :cool:

8hoovesarebetterthannone

Well, I was hoping that yesterday would be my first NSD but at about 10:00pm after a little wine ordered some moisturiser on the internet (which I did need but could have waited for another day)as had completely forgotten about the NSD.

Right, today definitely won't be a NSD so am aiming for Saturday! Keep your fingers crossed for me! Quick question though.......if I put aside some money from today for something I need to buy on Saturday will Saturday still count as a NSD or not?

Thank you!

armchairexpert

Webitha that's fantastic! Well done you.

And rising, sounds like getting out and about is the biggest triumph you could have today, spend or no spend.

I forgot about my brother's birthday and then realised that I had to order something today to get it to him by the day (he lives in a different country from me) so there went the day. So I thought sod it, and bought myself a nice Friday lunch. I've gone from buying out every day to once a fortnight, though, so I don't feel that guilty.