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The Remember Remember NSD November Challenge
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BDINI really sorry to hear you are having such a tought time, I hope things get better for you soon.
I'm declaring NSD19 early today so that I won't be tempting into any more spending.
FaeLBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 20140 -
No NSD's today as its shopping day (with a list!)
In our house Wednesday was always 'pivot day' 'cos you're halfway there! Funnily enough I've always liked Wednesdays!Small victories - sometimes they are all you can hope for but sometimes they are all you need - be kinder than necessary, for everyone you meet is fighting some kind of battle0 -
Totally had my eye off the ball this month.Yesterday was NSD 4
Have been so bad this month (been trying to get things for xmas) and unfortunately won't be hitting my target of 10 NSD
However, next month I WILL be hitting 10 NSDs before 24/12, am totally determined and looking forward to putting November behind meSwagbucks/Amazon Gift Card balance (Savings for Xmas 2019) £0.00/£100.00Additional Earnings Account (Started June 2018) £10600.00/£15000.00Premium Bonds £9460.00/£10000.00
Debts Cleared May 2017 :j:j:j0 -
Hello all just got home after escaping another lunch invite. I had to say I was expecting a visitor just to keep my NSD but I am at 23. BDINI I hope things get easier for you soon. Hope everyone is having a good day love P0lly xJBFF # 20 NSD 12/25
Jan Grocery budget £77 /1000 -
Hi, am I too early for planning for next month??
I would love to sign up for some no spend days in december. It will be a tough month as we are on holiday for a week and I still have pressies to buy, but I hope that by setting myself a target, I will think more carefully before I spend.
I wont incude direct debits and rent, but will include any payments I make that are not essential to running the house.
I will set my target at 10 NSD's.
You are more than welcome to join us in the December challenge but can I ask you to declare your target on the December threadOtherwise I'll probably forget and miss you
Here's the link
https://forums.moneysavingexpert.com/discussion/comment/57584703#Comment_57584703Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
NSD 23 today:)
One more NSD to go...November NSD's - 70 -
Oh dear, not a NSD today as I forgot to take my lunch to work. Left it at home in a fog this morning trying to get out on time.
As a result I decided to do the weekly shop instead and get a NSD tomorrow instead. Yesterday had to get petrol in and ordered some presents too to get the spendy day on the same day.
I will get my final NSD in on the last day of the month and reach my second target!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
NSD no 17 today.
BINDI~So sorry to read that you have not been your usual self.
Take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thought I'd posted already ..... mmmmm ....... shattered ...... not one todayGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
NSD 9 despite the almost mrs trying to get me to go food shopping too early0
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