Mail redirecting and Credit Cards

lockheed

If I have mail redirecting service set up on my address to forward all mail to another address where I temporarily reside, will credit agreements from new credit cards I was accepted for will also be forwarded?

[Deleted User]

I don't think they will be forwarded.

I received a new ATM card from Lloyds/TSB the other day.

On the back of the envelope, it said "Do not forward. Return to Lloyds/TSB".

lockheed

I received a renewed credit card from Lloyds, too (the old one expired) and it was forwarded without an issue.

eddddy

Bedsit_Bob wrote: »

I don't think they will be forwarded.

I received a new ATM card from Lloyds/TSB the other day.

On the back of the envelope, it said "Do not forward. Return to Lloyds/TSB".

I've heard many people say that Royal Mail take no notice of "Do not forward" requests.

The exception is official DNR - 'Do Not Redirect' letters that come from government departments and have green hatching on the envelope, like this:



http://blog.alism.com/wp-content/2009/09/royal-mail-test-letter-2.jpg

Apparently, these are letters about things like benefits etc. By law the Royal Mail must return these to the sender, along with details of the redirection address.

But I don't think the banks and others are allowed to use this service.

sfax

I've had credit agreements and cards forwarded without a problem in the past after moving house. They usually don't want to advertise the fact that there's a card inside and so putting do not forward or the name of a bank on the envelope is a risk. I guess it depends on the bank though as per Lloyds post above

jonesMUFCforever

The only question I would want the OP to answer is why not change their address anyway?

chanz4

hiding, money laundering, fraud...

giblet10

It has mostly not been a problem for me - I moved in with the latest wife at her address but didn't move my address officially as I didnt want my history being tied up with hers (mine wasn't so clean at the time).

rb10

giblet10 wrote: »

It has mostly not been a problem for me - I moved in with the latest wife at her address but didn't move my address officially as I didnt want my history being tied up with hers (mine wasn't so clean at the time).

Off-topic, but merely living at the same address will not link your credit histories.

The only way in which your credit reports can be linked is by opening a joint account.

lockheed

jonesMUFCforever wrote: »

The only question I would want the OP to answer is why not change their address anyway?

Because I don't want to affect my credit rating by temporary relocation?

chanz4 wrote: »

hiding, money laundering, fraud...

Luckily, we have people with more imagination than you to thank for all the good fiction.

someone

Royal Mail have a service for secure credit card delivery. Details are limited on their site http://www.royalmail.com/delivery/business-delivery-options-uk/business-mail-secure but I'm guessing a card company might use it.