No tie in mortgage and other q's

alilovesshoes

Hi,

My first post as usually a lurker so here goes!

I'm look for a mortgage whereby is the rates go down end of year or next year that I can then change to a fixed rate then without having penalties - does anyone know of such a product? Preferably with no arrangement fee and legal fees etc paid (is this unrealistic?):huh:

It would be a remortgage.

Currently with Nationwide, Interest only part of £48k and cap repayment of £104k, we were also thinking of making the whole lot cap repayment and keeping endowment as savings plan - anyone any views on this?

Thanks in advance for any views you have!

Mr_helpful

Contact fees free independent broker, there are plenty of us around and ask for a no redemption penalty mortgage.

alilovesshoes

Thank you - didn't want to embarass myself if such a thing didn't exist!

herbiesjp

Plenty to choose from

Just depends on which ones you will be eligible for

HTH