Is it worth registering for JSA if not entitled to it?

sallyand

On behalf of my unemployed 21 year old recent graduate daughter, I seek advice about JSA.

I don't think that she is entitled to either type as she probably hasn't worked enough to have paid enough NIC contributions (though how do you work this out?) and has ISA savings over £16,000. However, I wonder whether it would still be a good idea for her to register for it - would she get NIC credits?

Otherwise she will be one of those unemployed who doesn't show up in government statistics, having only had two short periods of employment (4 weeks and 2 weeks) since graduating this summer.

Torry_Quine

She will get NI credits and would have to fulfill the usual requirements such as signing on and attending any courses etc they have for her.

to get contribution based she will need to have been earning and paying NI for the last two full years.

sallyand

Torry_Quine wrote: »

She will get NI credits and would have to fulfill the usual requirements such as signing on and attending any courses etc they have for her.

to get contribution based she will need to have been earning and paying NI for the last two full years.

Thanks for that - confirmed what I thought, and so seems worth doing to help towards making up the required 30 years of NIC.

McKneff

In the long term, they do go towards getting a full state pension.

She would really be wise to sign on, it also goes towards any benefits she applies for in 2/3 years time

sallyand

McKneff wrote: »

In the long term, they do go towards getting a full state pension.

She would really be wise to sign on, it also goes towards any benefits she applies for in 2/3 years time

Cheers. Yes I hadn't realised that - certainly worth the hassle of signing on.