can you reclaim ppi if you were on a salary

fanno

can you claim ppi if you were in Full time employment on a Salary were you were still payed by your employee if you were off for sickness /hospitalisation also your next of kin was payed in the event of your death in service and you recieved redundancy if you were made unemployed

di3004

Yes I believe so, as you state you already had adequate cover in place.

Can you remember agreeing to the ppi?

fanno

am trying to find out if it was included in the loan as i applied on the internet and cannot find any details as this is the lombard direct loan i spoke about earlier

McKneff

I dont think you stand a chance if it was sorted over the internet.

You would have actually chosen the PPI yourself, so looks like
Miss bought and not miss sold.

magpiecottage

You have not given enough information to tell but on the basis of what you say:

A claim is what you do if you have a claimable event. You can only do that if the policy is in force and you cannot work through illness, injury or redundancy.

You are the employee, whoever you work for is the employer. Whether the policy pays out for incapacity will depend on both the terms of the policy (some pay out regardless of any income, others don't), how much the employer pays in that circumstance (part pay or just Statutory Sick Pay would not normally prevent a claim) and for how long.

Death in service and redundancy pay are irrelevant as neither is counted as income and neither is guaranteed.