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What a mess
Comments
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No. Not necessarily.
Take the LR rep's advice. Do an on line search and check.
http://www.landregistry.gov.uk/public/property-ownershipI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
well after speaking to the solicitors and land registry I have been told the is joint tenancy - so at least I can go from there. Now I just need to sort out the building society and hopefully they will let me remortgage or something....0
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Right.
You now know that you own all the property.
A remortgage is a new mortgage with a new lender used to repay the current mortgage. Is that what you really want?
You are now the sole mortgage holder and need do nothing other than inform the lender of the death of your former partner. They can't make you sell the property or do anything you don't want to do as long as you continue to make the payments.
As Simon suggested earlier, you do need to think about how this mortgage is going to be repaid, either by additional payments, or by changing to repayment. However, you can consider this without the fear of losing your home. That is not going to happen.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
I really cant thank you all enough, the relief that we are safe in our home is immense. Massive lessons learnt for me here. Again thank you all so much for your advice and help.0
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Did your former partner leave any other assets?
If he did, with no will, someone will have to act as administrator and apply for letters of administration from the probate registry if it's likely to be more than £5k, the property being excluded of course.
I only mention this as his children will be his sole beneficiaries by the sound of things.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
No he didnt leave a will, our eldest daughter is 22 so will it have to be her that applies to act as administrator or could I do it. I know at 22 she's an adult (but she's got so much to deal with right now) that I have being trying to do as much as I can. I think his estate will come to more than £5k0
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Well I think You do about has an affair in that absorption alone is getting paid currently, accordingly should the appellation expire you will charge to accord the accommodation or be affected to sell.0
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Complete gobbledygook. Care to elaborate, or are you just bringing your spamming exploits one post closer...?Well I think You do about has an affair in that absorption alone is getting paid currently, accordingly should the appellation expire you will charge to accord the accommodation or be affected to sell.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
???????????????? hmm .........................0
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