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Credit Check/Report

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Comments

  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    Or the fee has been hidden somewhere else! lol
  • d-b_2
    d-b_2 Posts: 53 Forumite
    Part of the Furniture
    As a landlord we charge a fee and get a tenancy application form filled in and signed which is as recommended by landlord's groups. It asks for more info than I feel comfortable asking but is required by insurers. A specific check can be done thru landlords associations at 2 different levels of detail, but only with consent of the tenant/guarantor. The fee we charge is less than tenants pay who go thru an agent. As has been said this is normal and also refundable (by reduction on first month's rent) for successful applicants. A couple of times I have paid for checks for prospective tenants only for them to drop out so we now always charge.
  • missrlr
    missrlr Posts: 2,192 Forumite
    Hi

    Worth checking if this is a consent for the LL to do a check on you versus "please send me your credit report" - the former is quite normal but expect to pay for the privilege and the latter is nonsense. I suspect from the "asked to gain" bit this is a request for the LL to do a check themselves on you. If you are asking to provide this to avoid the fees associated with this check the answer is - unlucky.
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
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