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DRO & working tax credits

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free101
free101 Posts: 2 Newbie
edited 20 October 2012 at 1:21AM in IVA & DRO
Hi

I am a newbie here. Does anyone know if working tax credit overpayment can be included in the DRO?

I am on ESA income related and trying to get back into work, only problem is without WTC payments or by having to pay them back I will be worse off than being on ESA... so its a catch 22 situation at the moment. I might need to remain on benefits just to get through DRO period as living on £600 (inclu housing benefits) is not easy when most of that goes on rent.

Any advice would be great. Thanks.

Comments

  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 20 October 2012 at 11:40AM
    Hi,

    So long as the o/p was not fraudulent then yes it can.

    If ESA is your only income, then (assuming you are over 25) you should receive £71 pw (plus after 13 weeks a work or support component) plus maximum Housing Benefit (which may or may not pay your full rent) and full council tax benefit.
    Is that what you receive?

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
  • Thank you for your reply DD, yes that is what I am receiving, however I dont receive enough to cover my rent as the town where I live, rent is never less than £90 per week (just for a room) and that exclu. bills I am thinking I will need to sit tight in this place as I have as its cheaper by most other places and I might struggle to get other accom if I have a poor credit check.
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