📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cap Quest

Hello, I posted on here last week regarding Cap Quest Recovery. I received 2 letters from them on Saturday. One came from Fleet and one came from Bristol. These addresses were on the back of the envelopes, but both letters had Fleets address at the bottom. One letter is a Income and Expenditure form and the other is confirming acceptance of our offer to repay the £27.21 per month. We have never offered them anything as we have been paying £2.50 to Graham White & Co for the last 10 years. They say they bought the debt from American Express. Do we keep ignoring them and we also had a letter from Aktiv Kapital (UK) Ltd saying that they will be sending round someone to collect a debt of £376. This debt is at least 8 years old and it was originally Allied Carpets Group who we owed the money to. We have not payed anything in all this time, and what do we do if they come round. My husband lost his business 10 years ago thats why we have these debts.

Comments

  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Sorry for the delay, WYF, but the template letter, that you need to send, to Capquest/Aktiv Capital, can be found on post 2 of the following thread:

    I hope that you, and ANYONE else being chased for 'old debts' will find this useful. :beer:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Thanks Rog2 for your helpful advice. I shall use these letters and i will let you know how i get on. I do worry myself sick over these letters so its nice to be able to come on here and speak to other people who know how I feel. Hopefully i can get this sorted out as i get fed up with all the letters.
  • Hermione54
    Hermione54 Posts: 176 Forumite
    Capquest are generally known as 'Crapquest' on these forums, so that may tell you all you need to know about them.
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    I have a habit of addressing them as crapquest on the rare occasions the dare to phone.
    Barclaycard 3800

    Nothing to do but hibernate till spring






This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.