Admiral MultiCar is more expensive than 2 policies

bryan_monroe

I insure one car with Admiral and a few months later when the policy on a second car expired, checked out a comparison site. This gave me a quote for Elephant, which so far as I can see is the same company as Admiral, with the same Welsh call centre.

I was very surprised to be quoted far more for a second Admiral car than for the Elephant quote. Once i explained, they matched the Elephant quote. So this was two separate policies.

I admitted that each named driver had one minor speeding offence from some years before. But on insuring the second car and admitting the same two offences, Admiral added two and two and made four. They then assumed that i had not told the truth and upped both premiums dramatically, whilst instantly using my debit card number to try to raid my bank account.

This they admitted was an error and refunded £50 after numerous frustrating calls. Next I was subjected to the Karachi ganbit where four people of the same family saw my nuimber plate and claimed that they had had a rear end collission. Not only that but all had sufferred whiplash.

The insurer accepts that this is totally fraudulent and I am prepared to defend it in Court, But they cancelled ten years of No Claim Bonus on both cars and demanded around £300 more per year for just 3rd Party.

I believe that Admiral MultiCar will be especially costly for anyone making a claim, or even defending a fraudulent one, because they will levy extra charges on each policy.

forgotmyname

So other than the mixup with the speeding points nothing different from any other company???

Claim maybe fraudulent but they cannot totally dimiss it until all the paperworks been done and dusted.

pvt

I administer four separate family policies on an Admiral multicar policy. Admiral are absolutely clear that an event on any one policy will NOT have any impact on any of the others because of the multicar association.

Of course - if a driver who's named on 3 of those polices adds a claim or conviction, then it will affect all 3 premiums (just as with separate companies) but not affect the 4th policy as they aren't on it.