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Overseer??
wssb
Posts: 48 Forumite
My mortgage application to Halifax is with an overseer. Can anyone tell me what this person does, and if it's positive that it has gone to this stage?
Thanks.
Thanks.
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Comments
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Sounds made upI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
That's what I'm afraid of.0
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Depending on the loan size it is possibly with a senior mandate holder if the person dealign with it didnt have the sufficient mandate to approve it.
The term 'overseer' is a new one though!I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Halifax do have a few departments sometimes have to sign bits in addition off, but pretty sure this is made up.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks for the responses, not really sure what to make of this. Just wish they would be a bit more forthcoming with the progression. I'd just like to know what the situation is now.
I have a lack of credit history which has caused no end of problems.
Thanks.0 -
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but i think 'overseer' is more often used to refer to a supervisor of slaves or of poor relief.
it doesn't sound like a good time to be a halifax employee
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Apart from making me laugh, we all realise what the word means Thrug..
Issue being it is not a term Halifax use, not a department, not a job title and hence the made up..I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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