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CapitalOne Mastercard. Non-use Cancellation?!

I have held a CapitalOne MasterCard World for three years.
Always have made prompt payments.

If I don't use it for a few months, will it automaticaly get cancelled? And any cashback lost?
Cheers!

Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    doubt they will close it, I had one for a longtime not used they said put it in a draw for a rainy day. I closed it years later
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    As Chanz says, they shouldn't do - maybe they may lower your limit or write to you suggesting you haven't used it for a while, but they shouldn't just close it down.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    wouldnt but can
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • cse
    cse Posts: 168 Forumite
    In all likelihood it won't be cancelled, but there's a chance that they won't issue you with a new plastic when you reach your expiry date if you haven't used the account for a while
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