We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
How do I find out which creditors are on my DRO?
Options

porgie1985
Posts: 41 Forumite
in IVA & DRO
Hi,
Pretty much as the title asks, my DRO ended about ten weeks ago but the debts are still showing as defaulted on my credit file. I understand from reading other threads that I can now write to those creditors and explain that I have been released, however, I do not have a list of all the creditors originally in the DRO to cross reference with the ones on the credit file. Is there any way of accessing this online or do I need to go back to the Insolvency Service?
Any help greatly appreciated
Pretty much as the title asks, my DRO ended about ten weeks ago but the debts are still showing as defaulted on my credit file. I understand from reading other threads that I can now write to those creditors and explain that I have been released, however, I do not have a list of all the creditors originally in the DRO to cross reference with the ones on the credit file. Is there any way of accessing this online or do I need to go back to the Insolvency Service?
Any help greatly appreciated
:idea: Light bulb moment 16/10/12 :idea:
Stopped smoking 24/10/12 - £200 saved so far
Member of the 1% club April 2013
Aiming to be debt free in £2015
Stopped smoking 24/10/12 - £200 saved so far
Member of the 1% club April 2013
Aiming to be debt free in £2015
0
Comments
-
All your creditors should have been on your dro! All debts must have been included! Do you not have the paperwork from when your dro was approved?:jEngaged 25/12/11 :j
:smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea0 -
No, all I have is a letter saying I have been released from the moratorium period. I have moved house 3 times since I began the process:idea: Light bulb moment 16/10/12 :idea:
Stopped smoking 24/10/12 - £200 saved so far
Member of the 1% club April 2013
Aiming to be debt free in £20150 -
porgie1985 wrote: »No, all I have is a letter saying I have been released from the moratorium period. I have moved house 3 times since I began the process
Who did your DRO? go back to them and they should be able to log in and print off a copy of your submitted application and provide that to you so you can see what debts were included0 -
Strange...I never received a discharge letter? First person I've heard of having one...did you ask for it?:jEngaged 25/12/11 :j
:smileyheaMarried the man of her dreams and became Mrs M on 26th April 2013 :smileyhea0 -
Yes, I asked for one when I was released so I could show it to my bank so I could open a savings account.
I emailed the Insolvency Services and they replied straight back with a list of all my creditors! Problem solved :T:idea: Light bulb moment 16/10/12 :idea:
Stopped smoking 24/10/12 - £200 saved so far
Member of the 1% club April 2013
Aiming to be debt free in £20150
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards