changing home telephone number

pippasdog

hi firstly may i say what a brilliant site this is and thankyou in advance
my friend has recently gone on a dmp with cccs however she hasnt as of yet plucked up the courage to tell her hubby (they have separate bank accounts but joint morgage ) once everything is in place she will definately tell him however until then she is literally petrified of companies phoning up chasing her only for hubby to answer the phone , she is aware that obvoiusly they cannot discuss her debts with him however until she is ready she doesnt want him to know
question should she change her home telephone number ? or would be a bad idea ?
thanks again

[Deleted User]

How does she plan to explain the number changing to her husband :huh:

pippasdog

thanks for reply however i carnt answer that one the thing is she is in a terrible state and thats the least of her problems

oldhand

She shows little concern for her husband with this attitude,she goes ahead with a DMP but "hasnt plucked up the courage to tell him yet" she does know I expect his own credit standing will be affected by association with hers? and when the husband starts to inquire why he is going to find out anyway and just how does the wife expect him to take it then?
If she had the "courage" to go behind the blokes back and enter into these agreements which one way or another he will help to pay for then she should have treated him with some respect and told him the full score instead of leaving him in ignorance and trying to change their phone number.I hope for her sake when he does find out hes a lot more forgiving than I would be in his shoes.

Lensman_2

Marriage is about understanding, tolerance and forgiveness.

Hopefully she will receive all of those as she realises what deception she is undermining her relationship with.

She has to face up to the hardest part of her situation - and that is either telling her OH in a way that means something - or loosing him.

The telephone number change will only add to her stress if she tries to lie her way through that too.

Sorry to be tough here - and she perhaps needs your help too. But she needs to get this sorted.

pippasdog

thanks for your reply lensman my friend completly understands what marriage is about she has been married along time . i completly agree with you however i have only over the last few weeks got her to face up to her situation and she promises me she will tell him but only when she is ready, one step at a time etc cccs have also advised the same.
please dont be judgemental about her marriage guys she is in a terrrible state as it is she needs support
.all the companies she owes money to have her mobile number so until she tells hubby would it cause her any problems by changing her home number ?.

[Deleted User]

Her husband would need to be pretty dim, not to notice the home telephone number has been changed.

Owain_Moneysaver

The phone line might get cut off anyway if the bill's not paid - problem solved.

BlushingRose

As far as I know, there is a fee for changing your phone number and there's also a delay, it's not an instant thing.
So, companies could have rung up long before the number were to get changed. She needs to sit down with her husband and clean asap.

jansueir

hi i can understand your friend's worry but surely the next move would be sit down and explain to her husband as matters will be a lot worse if he finds out from the phones calls. As they have her mobile no she should ensure that she speaks to them when they call but what happens if he is in the room? - he will surely start to get suspicious! PLEASE GET HER TO TELL HER OTHER HALF ASAP. I can assure you it will be a lot worse if he finds out for himself. I wish your friend good luck and hope it goes better than she is expecting

pippasdog

thanks everybody for your comments as i stated she is going to tell her hubby . unfortunately oldhand we all dont all live in a perfect world taking the moral highground is not very constructive the situation is what it is its easy to prejudge i thought this site was for mutual support.my friend is unfortunately like a lot of people is not very good with money and to soft with her kids things just got out of hand.she feels she has let everybody down .she was in a desperate state hopefully now thanks to some of your advice managed to confront her demons and deal with the situation thanks again as i said SHE IS GOING TO TELL HER HUSBAND oh to live in a perfect world