Best credit card to borrow on on for 4 mths

don1966

Just wondering if anyone knows the best credit card to borrow on for a short term around 4 months or so.will want to borrow about £3000 then pay it off in full after the 3 months.
Thanks in advance.

unimaginative_user_name

What's your credit history like? There are several cards which offer 0% deals and if you can definitely pay back so soon it probably doesn't matter which one.

If you have no credit history or poor history then you would stand little chance of getting a 0% card.

don1966

My credit history is ok, just want to use it for a purchase until i can get my money out of a bond in Febuary.

unimaginative_user_name

don1966 wrote: »

My credit history is ok, just want to use it for a purchase until i can get my money out of a bond in Febuary.

Perhaps try the Tesco card as you can also collect points. If you are declined be aware that credit searches appear on your credit report and several searches too close together can have a negative impact on your file.

Also don't forget you'll still have to make minimum payments each month on a 0% card and on time as late payments can lead to withdrawal of the 0% deal.

If Tesco's doesn't work out you could see if your bank would offer you 0%.

jonesMUFCforever

By the time you have paid a cash advance fee you might consider an overdraft at your bank?