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Beneficial Credit Card
HannahT_3
Posts: 7 Forumite
Hi, New to this but wondered if anybody can help?
I had a Beneficial Credit Card going back a number of years. I paid it off in 2006.
About 1 month ago I came across some old statements and realised not only was I paying PPI each month but they were taking out two amounts £70 something and £30 something per month (the amounts seem to vary each month by a few pounds here and there!).
Although I have some statements and have the account number I do not have the PPI agreement number. Have tried to contact Beneficial but according to the website is now HFC Bank - Is that correct? but everytime my call is "dumped".
The question is can I fill out the form without a PPI Agreement Number as I believe I never agreed to this as I have always been self employed which Beneficial was aware of so it was pretty much worthless anyway.
Yes, I was pretty stupid to let it run each month but probably then I thought it was bank charges etc rather than an optional insurance policy.
Look forward to your help.
I had a Beneficial Credit Card going back a number of years. I paid it off in 2006.
About 1 month ago I came across some old statements and realised not only was I paying PPI each month but they were taking out two amounts £70 something and £30 something per month (the amounts seem to vary each month by a few pounds here and there!).
Although I have some statements and have the account number I do not have the PPI agreement number. Have tried to contact Beneficial but according to the website is now HFC Bank - Is that correct? but everytime my call is "dumped".
The question is can I fill out the form without a PPI Agreement Number as I believe I never agreed to this as I have always been self employed which Beneficial was aware of so it was pretty much worthless anyway.
Yes, I was pretty stupid to let it run each month but probably then I thought it was bank charges etc rather than an optional insurance policy.
Look forward to your help.
0
Comments
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Yes, you can make a complaint, and you don't need the PPI number, just the account number/credit card number.Non me fac calcitrare tuum culi0
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Thank you for your help.
Is it correct that I have to send the form to HFC Bank if it is a Benefical Credit Card ?0
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