Monday 15th October - What Small DFW things will you be doing today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

ziggy2407

Good Morning All

Wow, late start today, hope everyone is well

Hi to all the regulars and welcome to any newbies that join this FAB group :wave:

My little list (boring and repititive, sorry)

Check Banks - Done
Check swapits - Done
Keep up to date on Emails - Done
Keep up to date on surveys -
Quick tidy round - Done
Meals from stores - Done
Food Tracker - in progress (37lbs off so far)
More work in mum's bedroom (?) (one wall left to paper) -
Read (find book from stash) -
Knit -
Comps -
10 mins on Yantra Mat -
Relax -

Well better get off and make a start, hope you all have a great day, love and best wishes to you all

C xx

La_escocesa

Hello there my lovelies

Thanks for starting us off Zigs

Here's me:

* Found a bookcase on gumtree for £10 - I hope it will be mine - office room kitted out for £30 in total - ain't half bad :cool:
* Cheapo porridge brekkie - half water; half milk
* Applied to be a distance learning course tutor for my professional body - keep up my knowledge and get paid £4 per paper marked :cool:
* 50p can of soup for lunch
* I'm one number away from winning work's lotto bingo - come on number 5!
* Selling 2 TVs and a free view box this week - at least need to take photos today!
* Keeping up-to-date with cleaning around the house! Is much easier to stay on top of it rather than letting it get on top of me!!!
* Free muffin in work

sibles

Fingers crossed for number 5 La e!!
Thanks for starting us off ziggy - hope you are feeling a little bit better?

Happy Monday gang, 7 weeks left for me and I really struggled to start this week. It is cold and I wanted to stay in my bed and forget about the world. But instead I got up, put on a pink dress and pasted on a smile!

Today I have/will:
- food from stores
- clicks and searches (another friend joined Sw@gbucks so hopefully she will be a fast earner!)
- write down spends
- LSD if not a NSD (though we do need teabags)
- checked banking
- do any surveys that come my way
- carry on learning about SEO
- resist the urge to count up my sealed pot
- send messages to friend in india using free app
- sort out a couple more christmas presents
- checked banking, budget looking good
- see if i can find any bits to ebay
- look for comps and freebies
- log calories

That is all for me today, have a great monday everyone!
xx

Olliegami

Hi everyone! Already into the afternoon I can't believe it's gone so fast!

Hoping for a '5' for you, La e! How would will you earn yourself!? (Is that a cheeky question?) Sibles, you made it! I bet the pink dress looks awesome, hope the smile turns into one that isn't too difficult to keep up.

I'm aiming for a NSD now! It often depends on if one of my work colleagues passes me at the bus stop in the morning! If they do, free lift! If not it's £1.90 for the bus. I'm hoping at some point to get the brakes changed on my bike (I do NOT trust them right now). When that's done maybe I'll start cycling to work.

I've earned £3.50 on Green Metropolis this morning (Thought no one used that any more) and I have 48 items listed on ebay which is exciting!

- stores dinner
- brought lunch to work
- studying to do later

Not much at the moment... I might think of more later, I'm planning to make a sort of weekly chart to include daily jobs, studying, and food plan. Might help me stay motivated!

Hope everyone is having a good day!

La_escocesa

Like your style, Sibles - sometimes pasting on a smile is as good as a real one

Welcome to MSE sherylgray - lovely friendly thread this one. :beer:

Ollie - think the pot is about £66 - if I win on Weds; will be £88 if I win on Sat. Who knows. Another 21 folk could sneak up on me and win instead... Arghh, the excitement.

Yargo1

Hi all
A nsd today here as have popped home for lunch, left over pork from yesterday with salad and coleslaw mmmm

Cold here today though brrrrrrrrr

Have a great day all x

headoutthesand

Good afternoon everyone - an early posting for me today for a change.

Today I have:

• checked online banking
• made PAD
• breakfast, lunch and dinner from stores
• meal plan for week
• LSD (had to buy petrol and milk)
• updated Quidco purchase for car insurance
• searched house insurance on Quidco
• got loft insulated for free
• unsubscribed from all the junk emails I get daily (uses up too much time for me to keep deleting them)

I will also

• enquire for best place to sell venetian blinds
• look for things to sell on ebay on next free listing day
• empty things from dads house (old kids toys that are still boxed!)
• return books to library
• Query new BT credit card

Hope the weather is lovely where you are - it's a gorgeous day here. We're appreciating it here since it's the first day of half term holiday

Pernicious

Hi everyone,

Thanks for starting us off Ziggy.
La e - Good luck hun, fingers crossed you win on Sat!
Sibles - Hope you manage to make that smile stick.
Ollie - I need to do the same, falling behind on cleaning tasks & WAY behind on studies...oops.
headoutthesand - I want to be where you are, it's cold, grey & miserable here!

Today I have/will:-

• Food from stores
• Made use of free water & milk at work
• Leftovers for lunch
• Staying in for my lunchbreak to avoid spending
• Dinner from meal plan - Veggie omelettes tonight, cheap & cheerful!
• Log calories using free app
• Charged phone at work
• Check online banking
• Surveys
• Declutter a bit & lots of flylady
• Heating off
• Daily clicks etc on [EMAIL="Sw@gbucks"]Sw@gbucks[/EMAIL]
• Make use of TKD membership
• Order sister's birthday prezzy with [EMAIL="Am@zon"]Am@zon[/EMAIL] code thanks to nectar points & getting it delivered straight there to save postage costs
• Catch up on the weekend thread
• Post update on grocery challenge thread, just under £20 to last the rest of the month! Can I do it?! We'll see...
• Post meal plan on OS board, this seems to help keep me on track a little better
• Enter receipt details on Mr T's price check

Have a great, MSE day everyone x

sibles

Thanks gang, the smile has stuck and I feel very positive in my dress. I also got a bit of a bargain at lunctime, in the shape of a supersoft jumper half price at sainsburies, I'm feeling the cold so much more this winter (down side of losing weight) so I want to build up my jumper collection!
So not an LSD, but I don't begrudge the spend as it was definitely something I needed!

ziggy2407

ziggy2407 wrote: »

Good Morning All

Wow, late start today, hope everyone is well

Hi to all the regulars and welcome to any newbies that join this FAB group :wave:

My little list (boring and repititive, sorry)

Check Banks - Done
Check swapits - Done
Keep up to date on Emails - Done
Keep up to date on surveys -
Quick tidy round - Done
Meals from stores - Done
Food Tracker - in progress (37lbs off so far)
More work in mum's bedroom (?) (one wall left to paper) -
Read (find book from stash) -
Knit -
Comps -
10 mins on Yantra Mat -
Relax -

Well better get off and make a start, hope you all have a great day, love and best wishes to you all

C xx

Haha :rotfl:, forgot to put the biggest DFW item on my list today

Work (11.30-1.30) - Done (while 2.15, every little helps, lol)