Anyone know how to re-activate a Natwest e-ISA?

1940sGal

Mine was deactivated after I didn't put anything in it for a while (not had the money to). But I start my new job tomorrow so I'm going to be able to start putting some money away now.

Can't find anything on the website though that says how to reactivate one. When I tried putting some money in a couple of weeks ago it just said 'transfers cannot be made in to this account at this time', or something along those lines.

Anyone know? Can i do it over the phone?

caeler

Would you not start a new one for the 2012-13 allowance? You can do that with Nationwide at 2.65% or another provider.

AppleMatt

When did you open the ISA? If it was before April of this year, you can open a new one with any bank you like.

I've not heard of an E-ISA being "deactivated" though, to be honest - so I'm not sure what's happened there! They should help you on the phone.

1940sGal

I've not really considered opening a new one to be honest. I like the idea of staying with Natwest so I can just go online and transfer between my accounts with very little fuss.

I opened it round about the time I started uni, so 3 years.

Oh and limits/allowance aren't really an issue, I won't be putting that much away haha

jonesMUFCforever

What I think OP means is that it has become ''fallow'' ie no credit for more than 1 tax year.
He should be able to re - register this online or in branch but as others have pointed out he should check out the current interest rate on it and possibly transfer to a higher paying account.

1940sGal

jonesMUFCforever wrote: »

What I think OP means is that it has become ''fallow'' ie no credit for more than 1 tax year.
He should be able to re - register this online or in branch but as others have pointed out he should check out the current interest rate on it and possibly transfer to a higher paying account.

Clearly the 'Gal' in my name is no indication to gender :rotfl:

caeler

1940sGal wrote: »

I've not really considered opening a new one to be honest. I like the idea of staying with Natwest

Apologies - I misread and thought you typed Nationwide! :-)

innovate

Aren't you getting an absolutely dreadful amount of interest on that old ISA?

With almost complete certainty, you would do a lot better if you

1. opened a new ISA for your new money
2. transferred your old ISA either to that new ISA (if allowed) or to a different one

Best currently available ISAs: https://forums.moneysavingexpert.com/discussion/401374

Note there is a chance that ISA rates may be better in "ISA season" (March - May-ish) so may be don't fix anything for any length of time now. But no guarantees!

jonesMUFCforever

1940sGal wrote: »

Clearly the 'Gal' in my name is no indication to gender :rotfl:

Sorry LOL :beer:

coldhandoff

You'll need to go to the branch to fill out an isa reactivation form.

ses6jwg

needs an isa declaration signed

must go to branch