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Which cc is MOST likely to accept me?
karolina1
Posts: 29 Forumite
in Credit cards
Hello,
I've read somewhere on here that Capital One accepts anyone with a pulse, I've had a pre-selected letter through and don't know if I should bite the bullet and apply.
The only thing I've applied for in the past few years is a mobile phone contract as I have defaults on my file which should slip off the radar at the end of the year (after 6 looooong years!) but i need to rebuild my score so I get more more chance of being accpeted for a mortgage.
i called santander to see if i was pre-approved for any credit cards as I bank with them, but they said no. i doubt i'd be accepted for a "normal" cc, but i've heard of people being turned down for vanquis and aqua. what's my safest option? i don't care about the apr, as i'd pay it off in full each month.
I've read somewhere on here that Capital One accepts anyone with a pulse, I've had a pre-selected letter through and don't know if I should bite the bullet and apply.
The only thing I've applied for in the past few years is a mobile phone contract as I have defaults on my file which should slip off the radar at the end of the year (after 6 looooong years!) but i need to rebuild my score so I get more more chance of being accpeted for a mortgage.
i called santander to see if i was pre-approved for any credit cards as I bank with them, but they said no. i doubt i'd be accepted for a "normal" cc, but i've heard of people being turned down for vanquis and aqua. what's my safest option? i don't care about the apr, as i'd pay it off in full each month.
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Comments
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Whatever card anyone suggests is pointless. Just apply for ANY starter or secured card.
http://www.moneysavingexpert.com/cards/bad-credit-credit-cards0 -
what do you mean by starter or secured? any examples?0
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what do you mean by starter or secured? any examples?
http://www.moneysupermarket.com/credit-cards/credit-builder/
Look at those. Have a look at the specific terms for each card, some are OK for defaults, etc., others might be a bit more picky. Some are OK for non-electoral roll applicants, others aren't. There's bound to be something for you there
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