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This is prob old news but i'm busy with house move this weekend and again today
I just saw a billboard for £5 off wys £40 at A's
The usual spend £40 and check APG to get voucher
Didnt catch dates but think it said up til 4th November
(i tried searching for "£5" but got no matches)
Confirmed.
How the ASDA Price Guarantee £5 off £40 bonus works
There are 3 simple steps:
- Spend £40 or more* on your Asda shop between 15th October 2012 and 4th November 2012
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tyroleandancer wrote: »Thanks mchoc I forgot to add plus 2 fillers, we always get 10. The lenor gold is showing N/A? I will remove it from my list asap. I have ariel mocs but it is now £3 in A.
Ta for this, I am still seeing old prices on mys but I am not logged in yet.
There is another £1.50 Lenor I've got from a giant store but I've not seen it listed on mys. It's silver in colour and called moonlight or something similar and this one comes back as na in Sada. This was a giant tosco though so probably not in regular stores.
Another good one is to get 2 lots of Campbell's rice at 64 p each and use two of the 20 p print offs. In Sada it's 2 for £1 so you get a little price difference and these are good fillers. Having said this though I've not yet found these in any store.“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
Good morning elite
I've now got the lurgy tooAlong with my daughter and OH.
Yesterday was my day off so I'm wondering whether I should read back and catch up?! Seen some comments on the last page and now I'm not too sureCoupons = the only money we can legally print for ourselves:D
:j A coupon for a free item that is price glitched in Mr T's to be cheaper than Sada for an apg = HEAVEN :j
:money: total = £47.48 cc = 413 selling stuff = £23.00 Floor pennies = £5.790 -
So we have to wander the car parks until we find a giant trolley rec with a big spend on it ....
If your spend is £20 clothing and £20 shopping would you get your £5 voucher?Confirmed.
How the ASDA Price Guarantee £5 off £40 bonus works
There are 3 simple steps:
- Spend £40 or more* on your Asda shop between 15th October 2012 and 4th November 2012
“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
Good morning
I'm off to catch up, if theres a glitch see you after lunch.
If theres no glitch see you in an hour.
:rotfl::rotfl:0 -
benifit changes please read, you maybe affected
- Upcoming Benefit Changes:
October 2012
Automatic enrolment into pensions
Automatic enrolment into pensions starts. This is a new law that the Government has introduced to make it easier for people to save for their retirement. It requires all employers to enrol their workers into a qualifying workplace scheme if they are not already in one. For more information, see the Pensions Advisory Service website (link opens in a new window)
Civil penalties and overpayments on benefits or tax credits
From October 2012, a civil penalty may apply if you are overpaid a benefit and:
you have negligently given incorrect information or evidence, and
you fail to take steps to rectify the error, and
the error causes an overpayment, or
you fail to provide information or evidence or fail to notify a change in your circumstances without a reasonable excuse.
Autumn/Winter 2012
New payment system will replace benefits cheques
A new 'Simple Payment' service will be introduced to replace the benefit cheques system for claimants who can't be paid by direct payment because they are unable to open or manage bank or Post Office card accounts.
Under the new system, claimants will be issued with a reusable 'Simple Payment' card so that they can receive their benefits at 'PayPoint' outlets located in local newsagents, convenience stores, supermarkets, garages and off licences.
Arrangements have been put in place for people who need someone else, such as a partner or relative, to collect their benefit for them. Either the claimant's card or an additional card can be used.
Those affected will receive a welcome pack with full details.
January 2013
Child Benefit
Change: From 7 January 2013, a new income tax charge will be applied where a person has an individual income of over £50,000 and they or their partner gets Child Benefit. This will be applied as extra income tax payable by the person whose income is above £50,000.
The amount of the charge will depend on how much that person's individual income exceeds £50,000:
Where a person has an income between £50,000 and £60,000, the charge applied to their income tax will be 1% of the Child Benefit paid for every £100 of income between £50,000 and £60,000. The income tax charge will always be less than the amount of Child Benefit payable.
Where a person has an income of over £60,000 the charge will be equal to the full amount of Child Benefit payable.
Couples with a combined income of over £50,000 will not be affected, unless either one of them has an individual income of over £50,000. For example, where two members of a couple both earn £35,000 they will not be affected by this change.
Child Benefit can continue to be paid to you or your partner even if one of you is liable for the charge. The amount of Child Benefit you can claim and receive is unaffected.
You can decide not to receive Child Benefit if you or your partner do not wish to pay the new charge. You will remain technically entitled to Child Benefit, even if you choose not to have it paid. This is in order to protect your entitlement to national insurance credits, which will count towards your State Retirement Pension entitlement. You can change your mind at any time, but the person who has an income above £50,000 may become liable for a charge when Child Benefit becomes payable again,
This new charge will affect single income and two income families differently:
A single income family with earnings over £50,000 will lose some or all of their Child Benefit
A couple where both earn up to £50,000 (potential joint income of £100,000) will not be affected.
April 2013
Benefit Cap
As part of the Welfare Reform Act there will be a cap on the amount of benefits a working-age household can receive, capped at the level of the average earnings of a working family.
Council Tax Benefit
Change: Council Tax Benefit is to be replaced by localised support for Council Tax. Local authorities will set up new schemes to support people in their own areas within a 10% reduced budget. This will only affect people of working-age who currently receive Council Tax Benefit.
Disability Living Allowance (DLA)
Change: The government is to replace DLA with a new benefit called Personal Independence Payment (PIP).
This will involve the introduction of ‘objective assessments’ to decide eligibility. The stated intention is to target support on those most in need through this new benefit.
The government is hoping for a 20% reduction in expenditure by 2017 by bringing in this process. All working-age claimants will be reassessed.
Housing Benefit (HB)
Changes:
Size criteria will apply in the social rented sector (eg council and housing association properties) replicating the size criteria that applies to Housing Benefit claimants in the private rented sector under the Local Housing Allowance rules. This means that people living in houses larger than they need (under-occupiers) will have to move to somewhere smaller or make up the difference in rent because their Housing Benefit will be reduced with a:
14% cut in Housing Benefit if you under-occupy by one bedroom
25% cut in Housing Benefit if you under-occupy by two or more bedrooms
This is only for working-age people but it is expected to affect 670,000 social sector tenants.
LHA rates will be increased in line with the Consumer Price Index instead of the market rents in each area. The connection with actual rents will be lost.
Social Fund
Changes:
Crisis Loans when waiting for benefit claims to be processed, and Budgeting Loans are to be replaced by a 'payment on account' system
Other Crisis Loans and Community Care Grants are to be abolished with the budget being passed to Local Authorities who may or may not introduce their own system of assistance - there is no requirement for them to do so.
Tax Credits
Change: Any rise in income of £5,000 or more during the award year will be taken into account when finalising your Tax Credit award. Previously only income rises of £10,000 or more were taken into account.
Universal Credit
The current complex system of working-age benefits and Tax Credits is to be replaced by a new benefit called Universal Credit. National introduction will start in October 2013. In April 2013, the Department for Work and Pensions, working with HM Revenue and Customs and selected local councils, will launch its pathfinder project to introduce Universal Credit to claimants within certain areas of the North-West of England.
This “pathfinder” stage aims to ensure that Universal Credit is ready to go live across the rest of the country later in 2013.
June 2013
Change: All new working age claimants will have to claim Personal Independence Payment instead of Disability Living Allowance.
October 2013
Universal Credit
The current complex system of working-age benefits and Tax Credits is to be replaced by a new benefit called Universal Credit. The process of moving existing claimants on to Universal Credit will be gradual and should be completed by October 2017.
Benefits Changes 2014
March 2014
Incapacity benefits
The transfer of existing claimants on incapacity benefits (i.e. Incapacity Benefit, Severe Disablement Allowance and Income Support on disability grounds) to Employment and Support Allowance should be completed by the end of March 2014.
NB: Those in receipt of Income Based incapacity benefits will be migrated to Universal credit over time. Contribution based sickness benefits are exempt from Universal Credit.
Benefit Changes 2016
April 2016
State Pension Age
Proposed Change: Plans to bring women’s pension age in line with men’s will be sped up from April 2016 so that women’s pension age reaches 65 in November 2018.
Pension age for men and women will then increase to 66 from December 2018 to April 2020.
Update: The Pensions Bill has been amended after concerns that some women would have to wait for up to an extra two years to collect their pensions. The proposed rise in the state pension age to 66 by 2020 is to be delayed by six months, from April 2020 to October 2020 capping the increase at a maximum of 18 months.
life is like a loo roll. the nearer the end you get, the faster it goes.0 - Upcoming Benefit Changes:
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Horrible rainy cold day
But some good news its payday :j
Guess who is nipping to T's before work
Poppy walking first so will see you all this affy
Hugs to those poorly people and for anyone who needs one :grouphug::grouphug:0 -
Oh! My small, ex-Netto Sada had these for 38p instead of £1.50:-
Nescafe cafe menu skinny cappuccino. 10 x 16g. BBD 09/2013. BC *****657054.
I got - ahem - a few!Coupons = the only money we can legally print for ourselves:D
:j A coupon for a free item that is price glitched in Mr T's to be cheaper than Sada for an apg = HEAVEN :j
:money: total = £47.48 cc = 413 selling stuff = £23.00 Floor pennies = £5.790 -
Morning world.:hello:
Blimey, i've got well over 140 pages to catch up on. :eek::eek:
I've had a few a days with the family and have literally been on here for 10 mins since sat morning. Hope i've not missed anything but if i have then i don't care because i've had an awesome weekend baking bread and cookies with my 2 year old. He is finally starting to say a few more words as well :j we have had "choo choo, miow, yuck, and no no(said whilst shaking his finger at me) lol. I haven't stopped laughing and playing with him all weekend. It's been wonderful.
Hope everyone has had a brilliant weekend as well. I'm off to do some serious catching up.
Apologies in advance if i don't thank every post, i shall be skim reading as much as a poss xLife is not about learning to avoid the storms - it's about learning to dance in the rain.0 -
Morning all:A
The Cove is BLUE once again.:AI am a Dolphin Angel:A
Swim far, swim fast, swim free.0
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