Just a Question regarding the Banking Group

sadia85

Suppose If i have a bank account with Halifax with OD: XXX or CC limit XXX and then i open a new bank account with Lloyds Tsb - am i suppose to get the same limits and facilities which i get with the halifax because both are connected internally with each other and comes under one umbrella. May be they have some matching criteria.

Just curious

Cheers

Gromitt

Its unlikely, as your existing credit line will affect your new application.

sadia85

Gromitt wrote: »

Its unlikely, as your existing credit line will affect your new application.

Could you explain bit more please.

Cheers

dalesrider

sadia85 wrote: »

am i suppose to get the same limits and facilities which i get with the halifax because both are connected internally with each other and comes under one umbrella.
Just curious

Cheers

No.

Each is a seperate enitity and will work to their own rules.

So while they maybbe part of the same group. They do not operate in the same way or to the same internal processes.

pmduk

Furthermore, the credit limit on the second card will reflect the credit you already have available on the first card.