What to do!

BlushingRose

Well, that's me told

Storm

I really feel for you as it's a horrible limbo situation, so here's my tuppence worth:

- If you're paying more than the minimum off the debts at the moment, perhaps only pay the minimum this month until you know better the ongoing situation. My thinking is that it's better to be able to pay the minimum for several months, than pay more than the minimum now and then not be able to pay anything in a couple of months time.

- Assessing what you do/don't need for the new arrival is a good plan - then be specific about what you would like in terms of gifts from family members. For example, I assume you're more than stocked up on the newborn size babygros (doesn't matter if they're pink, blue or what, the baby won't remember!), so instead you could ask people either for specific things you do need or vouchers or cash towards a bigger purchase.

- Is your hubby actively looking for a new job? If not, please urge him to as it sounds like he works for a small company, which unfortunately means that it's possible for it to go bust without having enough to pay owed wages. There are compensation schemes in place, but it takes time.

- Tell family & friends. Don't go through this worry alone, especially with a new bundle of joy arriving soon. You don't need to go into details of your debts, but explain that hubby's job is worrying right now, so everyone understands why you're cutting back, you can tackle in advance issues like Christmas presents etc.

- It may not be what you want, but remember you can go back to work earlier than planned if hubby isn't working and he can stay home with the baby - I think 4 weeks notice is what you have to give your employer?

Prepare for the worst, and hope for the best x