Blackmailed by ill health pension provider ?

50Twuncle

ILW wrote: »

If you are on an "ill health" pension, it could be that is is paid on a basis that you are unable to work, if you are indeed working that may well affect any payments.

As a civil servant (prior to being TUPEd) - my ill health pension t&c were such that I am allowed to earn as much as I like (outside any other civil service job) without it affecting my ill health pension
So I am simply applying the same t&c to my post - TUPE employment

50Twuncle

DavidLaGuardia wrote: »

So are you engaging in fraud?. The purpose of an ill health pension is to support those who cannot work. Such actions make it harder for genuine claimants and raise the costs for others in the scheme. If this is the case,You are basically a tea leaf.

The purpose of an ill health pension is to support the person who is claiming it - and when a company tries to break their OWN rules- then there is something wrong with that company !!

richbeth

21Twinkle wrote: »

As a civil servant (prior to being TUPEd) - my ill health pension t&c were such that I am allowed to earn as much as I like (outside any other civil service job) without it affecting my ill health pension

I think that pensions are one of the things that can change through TUPE. If you can confirm that the rules around ill health pensions definitely didn't change when you were TUPE'd it might help some of the more knowledgeable folks here help you out.
RB

Linton

21Twinkle wrote: »

As a civil servant (prior to being TUPEd) - my ill health pension t&c were such that I am allowed to earn as much as I like (outside any other civil service job) without it affecting my ill health pension
So I am simply applying the same t&c to my post - TUPE employment

It looks like you may be wrong to do so:

Quote from here:
Rights under or in connection with an occupational pension scheme do not transfer under TUPE. However, this exclusion only applies to pension benefits that relate to ‘old age, invalidity or survivors’.

It would seem that rights not associated with those three areas do get transferred. Suggest you seek proper legal advice before getting over-excited.

atush

And if you have only emailed, that doesn't count as properly writing to your Pension administrators.

you really need to do it the old fashioned way.

Dunroamin

DavidLaGuardia wrote: »

So are you engaging in fraud?. The purpose of an ill health pension is to support those who cannot work. Such actions make it harder for genuine claimants and raise the costs for others in the scheme. If this is the case,You are basically a tea leaf.

Many public sector pensions (like the Teachers' one) only stop you working in the job you took ill health retirement from, not from working at all.

atush

I agree, but I also find it a bit disconcerting that those claiming ill health pensions also feel it is OK to work even if not allowed as some here have suggested telling porkies.

If it is allowed, go for it. But you may not be allowed as you were tuped- you do need to learn the facts before you go off half cocked as it were.

FLAPJACK

atush wrote: »

I agree, but I also find it a bit disconcerting that those claiming ill health pensions also feel it is OK to work even if not allowed as some here have suggested telling porkies.

If it is allowed, go for it. But you may not be allowed as you were tuped- you do need to learn the facts before you go off half cocked as it were.

I was retired under ill health (stroke) I didn't apply for the pension the company retired me.
My pension is very like the CS one in that you can be retired under two levels ...or tiers as the CS like's to call them.

Tier 1 is that you are considered to be unable to work ever again up to your schemes normal retirement age.

Tier 2 is that you are considered not to be able to work for 18 months or three years, by which time you would have undergone a "periodic review". If at that review you are found to still be unable to work (in ANY occupation) then you go to tier 1. If not your pension will stop and you are free to obtain employment and then get the normal CS pension at the scheme pensionable age.

Even on a tier 1 pension you can be "reviewed" at any time upto the schemes pensionable age.

With my scheme it says that if you are reviewed and the medical advisor says you have recovered to "any" extent then the scheme trustees have the power to reduce or stop the pension until you reach the scheme pensionable age.

With either tiers the pensioners tax payments are investigated on behalf of the scheme by the HMRC at anytime. If it is found that you have paid more tax than you would from getting the ill health pension then it is obvious that you are obtaining an extra income...i.e this will trigger a "review".

The CS ill health pension at no point says you can work while getting the pension...whether it be a 18 month, 3 year or tier 1 pension.

50Twuncle

Dunroamin wrote: »

Many public sector pensions (like the Teachers' one) only stop you working in the job you took ill health retirement from, not from working at all.

That is what my main civil service CLASSIC pension says. ....
It doesn't stop me from working and even earning the same as pre-retirement, or even double the income - as long as the job is not working for a government department which comes under the same PCSPS pension scheme
If it did - they just reduce the income earned by the same amount as the pension
In my case - this part time job is not covered by the PCSPS pension scheme.

50Twuncle

atush wrote: »

And if you have only emailed, that doesn't count as properly writing to your Pension administrators.

you really need to do it the old fashioned way.

I wrote (snail mail) to the TRUSTEES on Tuesday - but don't expect much from them.....