Legal requirement to cancel car policy for car no longer owned?

mikey72

FlameCloud wrote: »

..................I would be suprised if they didnt take the decision out of your hands and simply cancel the policy for you.

As flamecloud said then,
I too would expect them to eventually agree to see sense.

As to my opinion, if you read the thread properly, it's mostly a statement of the facts so far.

lisyloo

if you read the thread properly, it's mostly a statement of the facts so far.

I don't think it is.
There is a great deal of interpretation.
For example.

They refused to accept his cancellation

Is your insterpretation.
My interpretation is that he has refunsed to cancel.

So two different interpretations of the same facts.

Only someone with insurance experience of legal experience could properly comment on which interpretation the law would back.

mikey72

lisyloo wrote: »

I don't think it is.
There is a great deal of interpretation.
For example.



Is your insterpretation.
My interpretation is that he has refunsed to cancel.

So two different interpretations of the same facts.

Only someone with insurance experience of legal experience could properly comment on which interpretation the law would back.

Nope.
He asked to cancel.
He refused to pay, not refused to cancel.
If the insurers are that worried, they'll cancel, then pursue the debt as they would any other debt.

mikey72

Actually, from other threads, and FOS rulings, the normal route is to retain proof of ncd until the amount due is paid, so the insurer are behaving badly here as well.

lisyloo

the normal route is to retain proof of ncd until the amount due is paid

Sorry can you explain what you mean here?
Who is or isn't retaining the NCD? (I've searched but can't see it).