We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Pending transaction but balance due

Hi, I am due to pay my credit card bill on the 12th October. It takes 3 days for my payment to clear meaning I have to pay it in today (9th) but I have pending transactions that will not appear till maybe Wednesday 10th. What can undo as it won't let me make a payment with 0balance as it stands just now. Will I be charged interest?
Marie

Comments

  • pvt
    pvt Posts: 1,433 Forumite
    If you have zero balance you don't need to make a payment this month. The pending transactions will appear on next month's bill, and don't need paying for until 8th or 9th November.

    You won't incur interest unless you don't pay on time next month.
    Optimists see a glass half full :)
    Pessimists see a glass half empty :(
    Engineers just see a glass twice the size it needed to be :D
  • marief
    marief Posts: 14 Forumite
    So even if it clears on Wednesday it will not appear on this months statement?
    Marie
  • pvt
    pvt Posts: 1,433 Forumite
    edited 8 October 2012 at 11:54PM
    By "this month's statement" do you mean the one you need to pay by 12th Oct? If you do then no it cannot appear on that statement, that statement has already been issued 3 weeks ago if it's payable by the 12th Oct!
    Optimists see a glass half full :)
    Pessimists see a glass half empty :(
    Engineers just see a glass twice the size it needed to be :D
  • marief
    marief Posts: 14 Forumite
    Ok thanks :-)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.