We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Debt Free by Dec 2015.............

12346

Comments

  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hi Dolly

    You have done very well with your over payments.

    It's always the way with trick o treaters. We came home late with the girls and then they got changed and we went for a car journey around the village to our families houses to trick or treat!

    Good luck with the planning and moving if it comes to it. The whole idea of moving somewhere new would scare me to death. I am awful with change.....though part of me thinks how exciting it would e!!!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Yeah Im a bit the same tbh but I know it will be a few weeks of major change then it will all settle down.

    If it does happen it will be in the new year probably.

    Just need to wait & see really.

    Not much more debt busting goin on here - Had my mates surprise 30th then went to see michael mcintyre on sunday so I have spent so much money!!!!

    Och well back onto the penny pinchin LOL

    Dxxx
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    You need to have a bit of fun at the same time as debt busting or it makes it harder to get motivated.

    I hope you had a great time out.
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Yeah I agree with you there honey otherwise I would end up just getting to the point where I would just run up loads of debt again.

    Oh I am ill with this fluey illness thing & I have been eating lots of naughty food.

    Gonna draw a line under it tomorrow & make a massive pot of soup to live off that for the rest of the week I think.

    Dxxx
  • 37 repayments left until debt freedomness

    Dxxx
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Woohoo- doesn't seem bad when you put it down as months.

    The months fly by so quickly so you will be there in no time!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • I know it doesnt seem that bad but I am willing away the next 37 months of my life they just better move it haha.

    Looking forward to updating my totals after payday think I will be under 11k by then eeeeeeeeeeeeeeeeeeeeeek

    Dxxx
  • Gosh darn it - This is always the time of year that everything starts going wrong wrong wrong.

    Both of the maint things that I want to do are to be debt free & to lose weight so why is is that at this time of year I cannot stop stuffing my face & spending money on this god darn credit card!!!!!!!!!!

    Grrrrrrrrrrrrrrrrrr I just have no will power sometimes.

    So I need to stop with the letting it all get out of control.

    Just though I would keep you all posted on how I am feeling in my little old diary.

    Dxxx
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Oh Dolly- it will get back on track- this time of year is particularly hard so don't beat yourself up about it.

    Chin up x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • I know babe just once November & December is out of the way I will be back on the straight & narrow you know.

    Anyway hows you getting on?

    I am cream crackered think I am just gonna get to my bed pretty soon.

    Dxxx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.