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Speaking as someone who's been there, I seriously think being stuck in limbo is worse than having them finally leave. Get to a divorce lawyer, ASAP. You need to ensure that your Errant husband pays his share for your children and that you don't get diddled in the process. I'd also change the locks but speak to your lawyer first because I'm not sure if that is strictly legal. (IMHO, this is the onething worth getting into debt over. My lawyer said that I could always go after him for costs.)
Don't wait.
If you have joint accounts and/or joint assets, your lawyer will advise you about how to get them frozen (to stop him withdrawing all the money) and how to split them equitably. Ditto joint debts.
Don't wait.
((((Sarah)))) Do what PipneyJane says, and ask friends and family for help too - like getting the children from school, helping you get shopping, etc.