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Questions / Advice
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ColinHackett
Posts: 21 Forumite
in IVA & DRO
Morning all.
Basiclly my OH step dad is a compleete screw up!
gambled away pretty much everthing he could get his hands on, ended up looseing his business (but not before gambleing away money he was supposed to be paying in income tax) Lost his HP Car as he didn't make the repayments, Was taking money from OH mum to pay the council tax / rent but none of that ever got there, borrowed money from pretty much anyone who would lend it to him and blew the lot. Somewhere along the line before i was with my OH he and her mum conviced her to take out a loan for them to pay off some of the debt he had got them in basicly it was either she borrow the money for them or they would loose there house (she was living there at the time) so she did and gave them 6.5k on the understanding that they would be paying her back.
Suprise, suprise that hasn't happend! is there any way to hold him liable for this debt?
her mum eventually had enough of him and kicked him out which started him sofa surfing untill he ended up staying with us for about a year. While he was here he tried to get him self sorted and ended up taking out an iva in my address. (i didn't know this at the time) i work all day so he had the house to his self most of the time.
he eventually left my house when my OH was expecting our first daughter so we needed the room back. about a year ago now. He moved in with his girlfriend a few streets away.
(thats another story! !!!!less woman claiming every benifit under the sun while working on the side, tearaway 14 year old daughter who is now pregnant with a 26 year old guy who's done a runner so will be getting a nice new council house as her mum is gonna write her a letter saying she is being "kicked Out"! )
Basiclly he has now stopped all payments to everything as he got sacked from work, (has a faily good case for unfair dismissal, is due for a court hearing at the end of the month)
his post for the iva is still coming to my address almost daily.(not that he bothers to come pick it up)
My main questions are,
If he as stoped paying the iva what will happen next?
are a couple of burly men gonna be turning up at my house looking for him?
should i just wait for someone to turn up and take them for a walk and point out his new address?
Open his post and reply giving details of where he is now living?
Thanks is advance for any help / advice.
Basiclly my OH step dad is a compleete screw up!
gambled away pretty much everthing he could get his hands on, ended up looseing his business (but not before gambleing away money he was supposed to be paying in income tax) Lost his HP Car as he didn't make the repayments, Was taking money from OH mum to pay the council tax / rent but none of that ever got there, borrowed money from pretty much anyone who would lend it to him and blew the lot. Somewhere along the line before i was with my OH he and her mum conviced her to take out a loan for them to pay off some of the debt he had got them in basicly it was either she borrow the money for them or they would loose there house (she was living there at the time) so she did and gave them 6.5k on the understanding that they would be paying her back.
Suprise, suprise that hasn't happend! is there any way to hold him liable for this debt?
her mum eventually had enough of him and kicked him out which started him sofa surfing untill he ended up staying with us for about a year. While he was here he tried to get him self sorted and ended up taking out an iva in my address. (i didn't know this at the time) i work all day so he had the house to his self most of the time.
he eventually left my house when my OH was expecting our first daughter so we needed the room back. about a year ago now. He moved in with his girlfriend a few streets away.
(thats another story! !!!!less woman claiming every benifit under the sun while working on the side, tearaway 14 year old daughter who is now pregnant with a 26 year old guy who's done a runner so will be getting a nice new council house as her mum is gonna write her a letter saying she is being "kicked Out"! )
Basiclly he has now stopped all payments to everything as he got sacked from work, (has a faily good case for unfair dismissal, is due for a court hearing at the end of the month)
his post for the iva is still coming to my address almost daily.(not that he bothers to come pick it up)
My main questions are,
If he as stoped paying the iva what will happen next?
are a couple of burly men gonna be turning up at my house looking for him?
should i just wait for someone to turn up and take them for a walk and point out his new address?
Open his post and reply giving details of where he is now living?
Thanks is advance for any help / advice.
0
Comments
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I would just call the IVA company and give them his new address and tell them not to send anymore letters to your house
It is very unlikley that the IVA company will send anyone around to your property0 -
The IVA company wont send anybody round but when it fails and is passed back to the creditors,who will then sell it off to debt collectors, they will be at all known address's for him. Make sure you inform the IVA company pronto of his new address!!!0
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