First time ever balance trans. what is best?

dottydee_2

Hi All,

Im totally confused as I have never looked into a credit card balance transfer before. My 0% on my current card comes to an end in the next couple of months I currently have £1350 on the card and wish to transfer to another 0% card.

Here is where I am confused I was going to opt for the Tesco card but they have x2 optons on their site one for purchasing and one for balance transfer, I naturally thought the balance transfer was my best option but ready their blurred it looks like the purchasing card would be better because you get the option to balance transfer plus 9 months interest free on new purchases as opposed to 6 months with the balance transfer??

Please can anyone tell me if I am being totally stupid or not lol or if there is a better card out there I should be looking at??

Thanks alot

[Deleted User]

One card gives you 16 months 0% on purchases AND 9 months 0% on BTs.

The other gives you 22 months 0% on BTs and 6 months 0% on purchases.

So if you're looking for a BT, then the BT led offer is what you want.

dottydee_2

thanks zx81, I think I have just got myself in a tiz reading all their jargon, sometimes straight forward is just so much better.

Thanks again