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Marks And Spencers Charged Me For Something I Never Bought

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  • 2ran
    2ran Posts: 30 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    And also they done it unknowingly and also paid cash for the item themselves had it of been someone I don't know then I would have assumed it was a case of fraud and not a mistake on M&S's side
  • Katpin
    Katpin Posts: 59 Forumite
    What the store meant by 3 point check was that you would need to provide, address, e-mail address and phone number to be able to access the persons account as a verification check. Therefore the person that has ordered the item has provided these details.

    As far as double charging is concerned I cannot see how this would be possible with the system - if your card was debited the details would have been sent through to the next screen and therefore till payment shouldn't be possible.

    Have you looked on your account details on the M&S website - you should be able to get the order details from here. Also have you tried to phone the M&S customers ordering number/ customer services as they will have full visability of orders and would be able to tell if a double charge has somehow happened.
    2014
    No Debts except Mortgage :beer:
    Mortgage Term End Feb 2043 :mad:
    Savings Goal £11,000/£50,000:T
  • Katpin wrote: »
    What the store meant by 3 point check was that you would need to provide, address, e-mail address and phone number to be able to access the persons account as a verification check. Therefore the person that has ordered the item has provided these details.

    As far as double charging is concerned I cannot see how this would be possible with the system - if your card was debited the details would have been sent through to the next screen and therefore till payment shouldn't be possible.
    When you place an order using a card, the card is not debited until the item is dispatched from the warehouse, whereas if you pay at the till, the payment is taken instantly, so it would be possible to be charged twice!
    What "should" happen when the card details are already on the payment screen, is that the assistant should physically check the card details with the customer to make sure that they definitely want to use that card!
    Unfortunately that doesn't seem to have happened in this case and the assistant seems to have scanned the paperwork through the till without selecting the "pay at till" option on the payment screen, so the card would be debited as normal!
    Hope this makes sense!

    Have you looked on your account details on the M&S website - you should be able to get the order details from here. Also have you tried to phone the M&S customers ordering number/ customer services as they will have full visability of orders and would be able to tell if a double charge has somehow happened.
  • Katpin
    Katpin Posts: 59 Forumite
    mdb123 wrote: »
    Katpin wrote: »
    What the store meant by 3 point check was that you would need to provide, address, e-mail address and phone number to be able to access the persons account as a verification check. Therefore the person that has ordered the item has provided these details.

    As far as double charging is concerned I cannot see how this would be possible with the system - if your card was debited the details would have been sent through to the next screen and therefore till payment shouldn't be possible.
    When you place an order using a card, the card is not debited until the item is dispatched from the warehouse, whereas if you pay at the till, the payment is taken instantly, so it would be possible to be charged twice!
    What "should" happen when the card details are already on the payment screen, is that the assistant should physically check the card details with the customer to make sure that they definitely want to use that card!
    Unfortunately that doesn't seem to have happened in this case and the assistant seems to have scanned the paperwork through the till without selecting the "pay at till" option on the payment screen, so the card would be debited as normal!
    Hope this makes sense!

    Have you looked on your account details on the M&S website - you should be able to get the order details from here. Also have you tried to phone the M&S customers ordering number/ customer services as they will have full visability of orders and would be able to tell if a double charge has somehow happened.


    I still don't understand how the system would allow this as there are checks and balances that would flag up a double payment in the system under the same order number - if anything surely it would stop the order completely??!!
    2014
    No Debts except Mortgage :beer:
    Mortgage Term End Feb 2043 :mad:
    Savings Goal £11,000/£50,000:T
  • 2ran
    2ran Posts: 30 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Im writing my letter to them now with all the details i have. Also what should I do with regard to my credit card company should i dispute the charge now or first try sort it out with M&S
  • cheepskate_2
    cheepskate_2 Posts: 1,669 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 25 August 2013 at 7:02AM
    So, your friend did not give a house number, name or telephone number, but only a postcode.................Whats the chances of that, that you are the only person with a M&S account in that postcode.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Strange thread resurrection
    Accept your past without regret, handle your present with confidence and face your future without fear
  • halibut2209
    halibut2209 Posts: 4,250 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I just realised that. Waste of time reading it now!
    One important thing to remember is that when you get to the end of this sentence, you'll realise it's just my sig.
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Good to see that MothballsWallet is still on his Thankathon.
  • frugal_mike
    frugal_mike Posts: 1,687 Forumite
    It's a shame the OP never told us how the story ended.
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