Strange ATM Withdrawal!!!

furlong86

i assure you im not the same person in that thread you posted,im just on here looking for advice,and has this ever haddend to anyone,shame on you for judging me tbh

urbanlegend11

wind up merchant move along

Sillychuckie

Why would he be winding us up?

Why are you such morons that always think the worst of people?
I remember receiving similar treatment when I first came to the forum until I had built up a little history.
Also, when I recommended a friend to this place to ask a genuine question, he got nothing but abuse.
You should grow up a little. If you have nothing to add to the thread, don't bother posting.

I didn't realise Martin stipulated that peoples right to a decent response was means tested... not that you have that right to decide anyway.
Furlong86. Please don't let these guys put you off your continuing usage of MSE forums.

James21_2

furlong86 wrote: »

Hi,Im new to this forum,so please forgive me if my thread doesnt fit into this catogory!!!

heres the thing


i went to my banks ATM machine yesterday (Ulster Bank) and i lifted £40 from it,i then went home and i checked my balance online as i forgot to when at the bank,and to my shock! i saw two really strange ATM withdrawals from my account, look at below that is what it says on my online account statement,and i also check my balance at the atm and it was the same! how could this have happen what can i do about this,the strange thing about the atm withdrawals is well see for yourself the amount takin TWICE!!!!!!

7 Apr 2007 ATM - - 40.00 -
7 Apr 2007 ATM - - 69.80 -
7 Apr 2007 ATM - - 69.80 -


thats the way it is on my account

can someone help me out of what i should do about this,thanks

Think about what you have spent....card transactions can take from a few days up to many weeks to appear on your statement due to the fact retailers do not claim the money straight away.

When people pay with their card they assume the money comes out straight away....it doesnt...

hamletcigars

James21 wrote: »

Think about what you have spent....card transactions can take from a few days up to many weeks to appear on your statement due to the fact retailers do not claim the money straight away.

When people pay with their card they assume the money comes out straight away....it doesnt...

But it says ATM,doesn't that mean it came out of a machine ?
Machines don't give out pence

furlong86

its an atm transaction though!!thats wats so strange!

MarkyMarkD

I don't see anything odd at all about a fraudulent overseas ATM transaction (or even two) which therefore translate into an amount in pence, not whole pounds.

And I don't see why furlong says

usually it would be a strange direct debit you'd suspect of a fraud scam!!!

as direct debit is about the LEAST likely way of using bank details fraudulently, as direct debits can only be initiated by reputable business banking customers and the money can be so easily traced and recovered.

Most fraudulent banking transactions involve either phishing (obtaining bank details fraudulently and then transferring the money out of the account by online BACS transfers) or use of cards, either in ATMs or for dodgy purchases.

Clive_Woody

Some cash points charge a fee for withdrawing cash, but I am guessing £4.80 (£65 + withdrawal fee = £69.80) is more than normal for taking out cash.

imoneyop

Clive_Woody wrote: »

Some cash points charge a fee for withdrawing cash, but I am guessing £4.80 (£65 + withdrawal fee = £69.80) is more than normal for taking out cash.

Don't they normally show the fee as a separate transaction though?

MarkyMarkD

For goodness' sake, enough with the random speculation! It's almost definitely in foreign currency and hence the pence don't mean it's unusual at all.