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Santander cc question

matthewr
matthewr Posts: 65 Forumite
in Credit cards
Hi guys, I am in a bit of a weird situation where I have £8 credit on my credit card (the wife overpaid it) and I would like to close the card. Does anyone know if I can go to Santander to ask for them to give me the cash or do I have to spend it before I close the account?

It's surprising how hard it is to find something to buy online for £8!!!

Thanks, Matt
'There is no happiness except in the realisation that we have accomplished something.'

Comments

  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    They'll refund the credit amount if you ask them.
  • bengal-stripe
    bengal-stripe Posts: 3,358 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You can close the account and ask for the balance to be send as a cheque or a transfer.

    If you haven't paid the last two balances in full, there might be a bit more of 'residual (trailing) interest' to come.
  • dresdendave
    dresdendave Posts: 890 Forumite
    Part of the Furniture 500 Posts Photogenic
    If you don't want the hassle of requesting a refund couldn't you just use it to buy exactly £8 of fuel. As mentioned previously watch out for any trailing interest before considering the the card's closure as final.
  • dalesrider
    dalesrider Posts: 3,447 Forumite
    Simply call them to close and ask for the credit to be passed to your account.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • matthewr
    matthewr Posts: 65 Forumite
    Blimey, didn't realise it was that simple! Thanks :)
    'There is no happiness except in the realisation that we have accomplished something.'
  • pvt
    pvt Posts: 1,433 Forumite
    Or just go and buy something for more than £8 in a shop or restauant and ask to pay £8 on your CC and the rest in cash.
    Optimists see a glass half full :)
    Pessimists see a glass half empty :(
    Engineers just see a glass twice the size it needed to be :D
This discussion has been closed.
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