Too many Loans & Credit Cards to remember minor details!!!!

Mishmash01

Over the past 10 years I've had 3 loans (all paid and closed) and approximately 7 credit cards, some are closed, others still in use.

I'm thinking of looking into PPI claims for all of the above but my main question will be how will I tell the companies that I feel the PPI was mis sold to me?!!!

My problem is, I have had so many loans and cc's that I can't remember the details for each one. All would have been applied for online so if I remember correctly there would have been a box to tick if I wanted the PPI, but if I ticked it, that was my decision so how would I claim that it was mis sold???

Any advise would be appreciated. Thank you.

Matt1982

You cannot claim based on your post.

dunstonh

I'm thinking of looking into PPI claims for all of the above but my main question will be how will I tell the companies that I feel the PPI was mis sold to me?!!!

We dont know. How were you mis-sold?

All would have been applied for online

which eliminates the majority of the reasons for complaint. Online applications require you to choose what you want. Unless there is a failing in the online process, you would not normally get a complaint upheld as you made the choice to have it. It wasnt sold to you. You bought it.

Mishmash01

That said, how would I know if there was a box ticked that I didn't remove? Not sure whether to go ahead or not....would you???

Mrs_Doyle

Mishmash01 wrote: »

That said, how would I know if there was a box ticked that I didn't remove? Not sure whether to go ahead or not....would you???

Aw, go on, go on, go on, go on, go on, go on, go on, go on, GO ON!

You know you want to!

roonaldo

just because you have ppi doesn't mean its mis-sold. PPI it not illegal or wrong to have. you haven't really identified if you have ppi let alone it being mis-sold. you dont really have a complaint.