We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Trust deed near completion
Hi all looking for some help on rebuilding my credit rating. Been in a TD last 3 years and start of November is the last payment (£245pm) better off soon. I spoke to my trustee and basically I can start reapplying for credit now. I reckon a credit card the easiest way to begin and I know it's high interest only that will go near me. Anyway I will be using it only for petrol n paying it off right away. I'm on electoral roll anyway as we'll. so what card is the easiest way to start? Cheers
0
Comments
-
Vanquis probably. But I speak from experience when I say beware - I was adamant I would just build a credit rating after my own TD and always pay the card off in full - it didnt work out that way and I ended up right back where I started..0
-
I was planning on doing the same thing although my hubby is dead against the idea. We've got 2 1/2 years to go though! I thought we would be better to build up our credit rating to ensure we get a decent mortgage or we need to get a home improvement loan. What happened to you Bexter?0
This discussion has been closed.
Categories
- All Categories
- 347.2K Banking & Borrowing
- 251.6K Reduce Debt & Boost Income
- 451.8K Spending & Discounts
- 239.5K Work, Benefits & Business
- 615.4K Mortgages, Homes & Bills
- 175.1K Life & Family
- 252.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards