Trust deed near completion

Fkm

Hi all looking for some help on rebuilding my credit rating. Been in a TD last 3 years and start of November is the last payment (£245pm) better off soon. I spoke to my trustee and basically I can start reapplying for credit now. I reckon a credit card the easiest way to begin and I know it's high interest only that will go near me. Anyway I will be using it only for petrol n paying it off right away. I'm on electoral roll anyway as we'll. so what card is the easiest way to start? Cheers

Bexter

Vanquis probably. But I speak from experience when I say beware - I was adamant I would just build a credit rating after my own TD and always pay the card off in full - it didnt work out that way and I ended up right back where I started..

thehappybutterfly

I was planning on doing the same thing although my hubby is dead against the idea. We've got 2 1/2 years to go though! I thought we would be better to build up our credit rating to ensure we get a decent mortgage or we need to get a home improvement loan. What happened to you Bexter?