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Budgeting as a Single Man
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reality check needed; well done for sorting your debt situation and not wanting to go there again.
Therefore you are going to have to earn at least as much as your intended lifestyle will cost. You either work harder / longer and have money to spare (no bad thing as you haven't budgeted to save into a pension) or you jog along and are continually short of readies. If your ex-partner couldn't tolerate you working long hours then they weren't right for you.
Reality Check needed? For who?
I wasn't short of readies when she left. It was done to pay off debts, which is what I did.0
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