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Avoiding nursing home costs
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That's fine with me noelphobic. Like you, I just wanted to say how I viewed this issue. It's not an arguement that anyone can win because it's so personal.0
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This is all very interesting debating healthcare policy but it is OFF TOPIC and very unfair to the OP.Few people are capable of expressing with equanimity opinions which differ from the prejudices of their social environment. Most people are incapable of forming such opinions.0
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Having worked with caring for council tenants in LA sheltered housing units, I have 1st-hand experience of how these council tenants have it so good.
Once they are in the council system they get the best help and support for health and social care - albeit - sometimes take some time to put it through.
Many of these 'service users' actually believe they are paying for the visits and attendences - which on paper they are accounted - the truth being these monies are only monitored and in actual fact only a small sum, if any at all, comes out of their own pensions, or disability credits. The monies in actual fact being reimbursed out of a different pot.
They are often able to do far more for themselves than they purport.
As for their pensions and credit pensions which can soon add up plus so-called carers allowances which their relatives get paid, these soon add up. They also often have savings of £30/50,000 which the relatives siphon off - I often wonder how often these are checked.
I know of one pensioner whose one-bed studio flat overlooking the river bridge and in a desirable central town location in the south east pays £67 incl electricity, gas, shared washing machine room, lifts, alarm system, pays per calender MONTH! Leaving him with just a water bill.
To rent the flat on the open market would be in the region of £1000 per month, if not more.
Recently, perfectly good windows were replaced on the whole building with newer double-glazing at the tax payers expense.
His dispersible pension, in the region of £125 per week, goes on beer and cigarettes.
Now when he needs more care he will be first in line, not the poor homeowner pensioner outside of the council/social care system.
Actually I have never had my eyes opened to so many playing the system in cohoots with their relatives and ungrateful for their high quality care to boot!0
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