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  • Hello,

    I am new to this forum.

    My brother died recently and I am in the process of clearing up his affairs.

    Would it be a good idea to check his credit files if I can? I am sure he doesnt owe anyone anything but not sure if as executor I could check this?

    Also when someone dies what actually happens to their credit files? Am I suppose to inform each of them?

    Thank you
  • John_Pierpoint
    John_Pierpoint Posts: 8,401 Forumite
    Part of the Furniture 1,000 Posts
    Hello,

    I am new to this forum.

    My brother died recently and I am in the process of clearing up his affairs.

    Would it be a good idea to check his credit files if I can? I am sure he doesnt owe anyone anything but not sure if as executor I could check this?

    Also when someone dies what actually happens to their credit files? Am I suppose to inform each of them?

    Thank you

    It will be the creditor's problem, if you advertise for creditors and they fail to notice:
    https://www.probatewizard.co.uk/guides/section-27-notice-to-creditors.html

    Yes even if it is the tax man - go onto the HMRC site and be reassured that even they are concerned.
    http://www.hmrc.gov.uk/manuals/tsemmanual/tsem7256.htm

    The other risk is the 6 months allowed after probate for a "dependent" to challenge the support left [or not left] to them in the will.
  • Can anyone tell me if there is an online tool for tracing life insurance policies that a deceased relative held?
    Thanks in advance
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