We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

0% balance tran fee??

Hi, i'm sure i seen a 0% balance transfer fee on a Citi Simplicity card, can anyone confirm this, cause i'm sure that would be a great deal. as i'm looking for a new card to balance transfer £9k onto, no spending will be done on this card.
regards.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    All BTs carry a fee. Normally around 3%.

    £9k may be a bit of a stretch though, depending on your circumstances.
  • Money_Man
    Money_Man Posts: 160 Forumite
    All BTs carry a fee. Normally around 3%.

    £9k may be a bit of a stretch though, depending on your circumstances.

    Northern Bank do a zero BT card but its only 5 months at zero so depends how long you need it for.

    Why would 9k be considered a stretch?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Limits tend to be lower than they used to be. Particularly with 9k already sitting on another card. But as I say, we'd need to know more about the OPs circumstances.
  • sfax
    sfax Posts: 1,154 Forumite
    Limits tend to be lower than they used to be. Particularly with 9k already sitting on another card. But as I say, we'd need to know more about the OPs circumstances.

    They certainly are. I think you need to have a very good credit rating to get multiple cards with limits of around £10k.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.